Slayer-33
Liverpool-2
(08-05-2012, 11:06 PM)

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Are you a big spender or have lots of self control? #1

I have a lot self control and don't really "enjoy" my money (vactions, wanted cars, "x" item, watching fav sports team playing live) but I do feel good about it because I don't like to owe or worry about "big" surprises from life.

Are some of you hell bent on being efficient/not wasteful and only buying what you want and need or you don't mind spending money for the hell of it?

Is there a happy medium? I might be too boring or something lol...
Last edited by Slayer-33; 08-05-2012 at 11:27 PM.
Kyon
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(08-05-2012, 11:07 PM)

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#2

Big Spender. I buy all the things I want smh. It's like a sickness.

Then again: Shopping >>>>>>>>>>>> Anything.
Slayer-33
Liverpool-2
(08-05-2012, 11:07 PM)

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#3

Originally Posted by Kyon: View Post
Big Spender. I buy all the things I want smh. It's like a sickness.
Lets fuse into a balanced being bro

Last edited by Slayer-33; 08-05-2012 at 11:11 PM.
macuser1of5
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(08-05-2012, 11:08 PM)

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#4

I'm too picky to ball out of control.
Count Dookkake
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(08-05-2012, 11:08 PM)

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#5

A man of distinction.
Ken
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(08-05-2012, 11:08 PM)

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#6

Originally Posted by Kyon: View Post
Big Spender. I buy all the things I want smh. It's like a sickness.

Then again: Shopping >>>>>>>>>>>> Anything.
Yeah. :(
Kyon
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(08-05-2012, 11:09 PM)

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#7

Originally Posted by Slayer-33: View Post
Lets fuse into a balanced being bro
sure lol but seriously I need to control my spending
Dishwalla
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(08-05-2012, 11:09 PM)

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#8

Middle of the road. I have bought lots of things that I wanted, but at the same time there are a lot of things that I still want but don't buy not because of lack of money, I don't buy them because I don't see myself using them to their worth.
Isendrix
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(08-05-2012, 11:09 PM)

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#9

Money is made to be spent, but I like keeping a good bit stashed away.
Last edited by Isendrix; 08-05-2012 at 11:24 PM.
CygnusXS
will gain confidence one day
(08-05-2012, 11:09 PM)

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#10

I am the first, but I'm trying to become the second. The worst is trying to cut back on eating out. So hard.
NomarTyme
(08-05-2012, 11:10 PM)

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#11

I have control most of the time.
StriKeVillain
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(08-05-2012, 11:10 PM)

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#12

Originally Posted by Isendrix: View Post
Money is made to be spent, but i like keeping a good bit stashed away.
This is how I feel. I enjoy my earnings but I do have limits.
Slayer-33
Liverpool-2
(08-05-2012, 11:10 PM)

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#13

Originally Posted by Isendrix: View Post
Money is made to be spent, but i like keeping a good bit stashed away.
I can respect that principle.

If someone tells you that life is all about it's experiences then yep that's correct too and money needs to be spend to achieve that for the most part. Although you don't have to break the bank doing so
Sadsic
good music, man
(08-05-2012, 11:11 PM)

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#14

self-control except food
BertramCooper
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(08-05-2012, 11:11 PM)

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#15

I'm transitioning out of my irresponsible college-style spending habits into a more responsible adult-like approach to finances.

Specifically, I'm finally using a credit card the way you're supposed to - by paying it off in full at the end of every month instead of constantly carrying a balance.

I'm still a big spender at times, but I save up for them, charge them to my credit card, and then pay them off immediately.
FlyingTeacup
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(08-05-2012, 11:12 PM)

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#16

I only spend what i have but I'm neither a big spender nor a mr scrooge.
GraveRobberX
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(08-05-2012, 11:12 PM)

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#17

My problem is I have a squirrel hoarding syndrome to money

I save, save, save, then when I think it's about right amount/time, I unleash the wealth, start the stockpiling again

I do it on a wave basis

Some months nothing, then 1-2 months shopping bonanza, always leave Best Buy during Black Friday like a fucking champ!

My mom says that I'm like my father, he did the same thing, I never knew that about him
Really weird habit
Watevaman
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(08-05-2012, 11:13 PM)

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#18

I keep a buffer zone of money in the bank in case I need to fall back on it, but I'll be screwed if all the things on my "buffer money" list happen at once.
iNvid02
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(08-05-2012, 11:14 PM)

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#19

i hate amazon
bcl0328
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(08-05-2012, 11:14 PM)

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#20

don't any of you plan for the future? what if you want a house? what if an accident happens and you need to pay off a bill? and what the hell do you need to buy all the time? i have all the clothes i need, shoes, tv, computer, car. i don't get it.
macuser1of5
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(08-05-2012, 11:15 PM)

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#21

Originally Posted by bcl0328: View Post
don't any of you plan for the future? what if you want a house? what if an accident happens and you need to pay off a bill? and what the hell do you need to buy all the time? i have all the clothes i need, shoes, tv, computer, car. i don't get it.
Who are you talking to?
woolley
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(08-05-2012, 11:15 PM)

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#22

I tend to spend small sums of money over a long period of time. I hate shopping so I never go out to places if I don't already have purpose to be there and only bring as much money as I'll need for that thing.
Greenhowse
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(08-05-2012, 11:15 PM)

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#23

I'm not a big spender, but once in a great while I go on huge binges. This year I've gone on two game-buying binges (3-4 games at once). I like to buy clothes, but most of the stuff I get is fairly cheap and and at least somewhat nice-looking. I love eating out, but I don't do it often.

In spite of my compulsions to do so, I often end up saving way more than I spend. I'm more compelled not to "feel" like I'm blowing through money than I am to buy shit I like--if I spend too much over a period of time I get all disappointed.

That being said, generally not stingy about giving out small money things like paying for others' dinner occasionally, just have to remember something I learned from Judge Judy (harhar): "Never give up what you're not willing to part with."
Verelios
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(08-05-2012, 11:17 PM)

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#24

I set a limit for myself so I don't go overboard. It's agonizing sometimes not to get specific things, but I keep them in my wishlist so they're never too far away.
bounchfx
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(08-05-2012, 11:19 PM)

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#25

shit I dont spend money on anything anymore. in college I spent a lot. Once I realized I'd rather have a nice/early retirement than a bunch of shit I'd buy and not use I kinda shifted over to being frugal. I'm a tad extreme now but not too bad, I still buy games I want, but ones I'm pretty sure I'll play.
Phobophile
A scientist and gentleman in the manner of Batman.
(08-05-2012, 11:20 PM)

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#26

I realized I can be an emotional spender. I'm far more discretionary in my spending now, actually starting to put money into my savings account (~$500/mo.) but when I first started my career right out of college, I was buying things a lot more unnecessarily. Now I'm almost a penny pincher but every couple months or so I'll go on a binge where I'll spend a few hundred bucks more than I should, but luckily I still have the control to only buy what I can pay with cash.
GraveRobberX
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(08-05-2012, 11:20 PM)

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#27

Originally Posted by bcl0328: View Post
don't any of you plan for the future? what if you want a house? what if an accident happens and you need to pay off a bill? and what the hell do you need to guy all the time? i have all the clothes i need, shoes, tv, computer, car. i don't get it.
Own a building with my mother
Money comes in monthly

Very miser-ish

In my lifetime I must have bought 1 pair of sneakers @$100, was the white baby blue Shawn Kemp sneakers
Everything shoe related has been < $20 an under
Love Coscto an there classic $15 shoes, every 6-8 months, new size 13 pairs

Same thing with clothes, my fatass @4XL+ you would think prices would be astronomical... they aren't
Shirts are cheaper then their 2-3XL brethern
Hell I have jackets/hoodies from Burlington Coat factory for $10, the fucking material in them is worth $20+ alone

Don't drive, live in city, 1 <3 Mass Transit

Technology is plateau, with some spikes
I try my best not to be Day 1 on everything, it's been working out very well
Also deals galore for tech, 6 months in shit is super cheap or have patience you get well rewarded

Also have a little nest egg for Oh Shit, Emergency!

Also I don't drink, do drugs, hang out (forever alone), any money oriented activities that get me out of the house (hermit-nation!), for me now movies went from monthly occurrence to once in a blue moon scenario
(NYC-GAF can attest to this!)

My vice is food =/
Last edited by GraveRobberX; 08-05-2012 at 11:26 PM.
Slayer-33
Liverpool-2
(08-05-2012, 11:21 PM)

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#28

Originally Posted by bounchfx: View Post
shit I dont spend money on anything anymore. in college I spent a lot. Once I realized I'd rather have a nice/early retirement than a bunch of shit I'd buy and not use I kinda shifted over to being frugal. I'm a tad extreme now but not too bad, I still buy games I want, but ones I'm pretty sure I'll play.
lol I buy only a few games a year (1-3 at most), I used to buy 6-10 and then realized how much of an expense they are.

Besides building my own desktops every 2-3 years I don't really have big ticket items to spend money on.. My iPod 3G was one of my highest but I have abused the shit out of it, it's like my right hand.

Originally Posted by spiderman123: View Post
I spend my money on women..so I'm a big sucker and spender
lol

Also personally I don't mind spending on quality food at the supermarket at all. I don't buy any junk food/comfort shit at all (at the supermarket) but I do order Pizza about once a month.
Last edited by Slayer-33; 08-05-2012 at 11:24 PM.
3N16MA
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(08-05-2012, 11:21 PM)

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#29

I don't make a purchase if I don't have the funds for it. No putting purchases on my CC and paying interest. Also I have some bills that need to paid before anything else can be bought and I make sure those are taken care of. I'm a student and my credit score/rating is pretty much as good as it gets.
SoulPlaya
more money than God
(08-05-2012, 11:21 PM)

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#30

Big spender.

Shame, really.
WonkersTHEWatilla
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(08-05-2012, 11:22 PM)

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#31

I am in control of my big spending.
spiderman123
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(08-05-2012, 11:22 PM)

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#32

I spend my money on women..so I'm a big sucker and spender
Half and half
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(08-05-2012, 11:23 PM)

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#33

I think I'm pretty good, but should dial it back a little. Mainly eating out and alcohol are my vices.
umop_3pisdn
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(08-05-2012, 11:23 PM)

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#34

I'm naturally frugal, it doesn't require much self control (because I wouldn't really consider myself to have an abundance of that). I tend to have fairly specific goals, so I prefer to have money reserved for whatever I've designated as "important", which results in fewer but larger purchases, etc.
Woorloog
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(08-05-2012, 11:24 PM)

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#35

I've managed to limit myself to two games this year (well, 3 or 4 actually, but that Thief collection was cheap). Actually hating myself for that, i'm very bored but...)
What else i've bought... Eh, nothing. A book or two maybe.
I'd say i have a lot of self-control. In most things. Have my weaknesses.
Izick
(08-05-2012, 11:26 PM)

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#36

I don't know, I like to save money over time to get stuff I want that's more expensive. It's tough, because I'm a tight-ass about some stuff (like eating out) sometimes, but I save up then splurge on larger (usually tech-related) stuff.
Surface of Me
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(08-05-2012, 11:26 PM)

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#37

Originally Posted by Sadsic: View Post
self-control except food
My brother.

Originally Posted by GraveRobberX: View Post
My problem is I have a squirrel hoarding syndrome to money

I save, save, save, then when I think it's about right amount/time, I unleash the wealth, start the stockpiling again

I do it on a wave basis

Some months nothing, then 1-2 months shopping bonanza, always leave Best Buy during Black Friday like a fucking champ!

My mom says that I'm like my father, he did the same thing, I never knew that about him
Really weird habit
I'll also do this, it gets to the point where I'm like, "Fuck it! I have money to spend!" And then I start saving up again.
Snuggler
erotic butter maelstrom
(08-05-2012, 11:27 PM)

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#38

Spend money like a fuckin' Saudi prince on paydays, spend conservatively the following 13 days.
Mr. F
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(08-05-2012, 11:27 PM)

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#39

I used to buy games I wanted as they came out, but these days I'm alright waiting for sales or not playing them at all (game interest dwindling a bit). The way I spend has changed a bit too in recent years, less material goods in favour of going to dinner with friends once in a while, or something.

Edit; Day to day impulses are pretty bad though. Tim Horton's all the time.
Last edited by Mr. F; 08-05-2012 at 11:31 PM.
Alucrid
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(08-05-2012, 11:28 PM)

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#40

Friday I was walking home and decided to stop and get a drink. Gatorades were 2 for $3 so I whipped out my wallet and started making it rain Washingtons
rCIZZLE
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(08-05-2012, 11:30 PM)

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#41

Depends on the purchase. For big items, I have tons of self control and will research the hell out of something before I buy. Impulse purchases happen pretty frequently on small items like discounted games and comic books, though.
mcfrank
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(08-05-2012, 11:30 PM)

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#42

Currently saving for a downpayment on a house, so I try to put away 1k a month. Pack a lunch, cook/drink at home, dont waste money on little things which add up quickly is the best tip I have for people that want to save. My wife or I get paid every Friday, so if we have a 5 paycheck month we put that extra toward vacation funds.
GraveRobberX
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(08-05-2012, 11:30 PM)

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#43

Originally Posted by Alucrid: View Post
Friday I was walking home and decided to stop and get a drink. Gatorades were 2 for $3 so I whipped out my wallet and started making it rain Washingtons
Be cheaper to get the 24-36 packs brah!

For me Tropical Fantasy Lemon Ice Tea, destroys me, 2 20oz bottles for $2, fuck me, SOLD!

Also Costco has become my savior for food rations

Their $12.99 Lasagna feeds me for 3 days, no prep, just throw frozen pan in oven for 2 hours... FEAST!
Add cock-sauce (sirracha)... AMAZING! Spicy Lasagna
Last edited by GraveRobberX; 08-05-2012 at 11:32 PM.
Alucrid
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(08-05-2012, 11:31 PM)

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#44

Originally Posted by GraveRobberX: View Post
Be cheaper to get the 24-36 packs brah!

For me Tropical Fantasy Lemon Ice Tea, destroys me, 2 20oz bottles for $2, fuck me, SOLD!
I prefer the $1 can of Arizona teas since they're pretty much everywhere. Some times they go on sale for 3 for $2 or something and I can't say no.
eternaLightness
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(08-05-2012, 11:32 PM)

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#45

I'm really good at saving my money. There's not a whole lot that I really want so most of the time i just spend it on things I need. Every once in awhile I'll treat myself to something nice. Hope to build me a pc later this year.
injurai
Banned
(08-05-2012, 11:32 PM)
#46

Self-control except steam... dat backlog :|
-Pyromaniac-
(08-05-2012, 11:33 PM)

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#47

Self control mostly. Sometimes I'll splurge and get a few very expensive things at once, but I usually do not, those are rare situations.
GraveRobberX
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(08-05-2012, 11:34 PM)

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#48

Originally Posted by Alucrid: View Post
I prefer the $1 can of Arizona teas since they're pretty much everywhere. Some times they go on sale for 3 for $2 or something and I can't say no.
Arizona used to be good, I think they changed their formula up a bit, the flavor is off

After I drink 'zona, my throat really itches, and cough up brown looking flems

Tropical Fantasy doesn't do that to me, neither does Snapple or Lipton

I think I have spent more money fixing my PS3's then buying games for it =/ (4 in total paid for $99-$149, a 5th one is looming, but I'm delaying it for the time being)
daw840
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(08-05-2012, 11:35 PM)

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#49

Yeah.....I'm fairly bad at spending, but my Wife is fucking awesome at not spending. So she has control of the checkbook. I can generally buy whatever I want, but if it's more than a couple hundred bucks I need to check with her first, she brings me back to earth...lol
Hop
That girl in the bunny hat
(08-05-2012, 11:36 PM)

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#50

When I'm relaxed and content about my life and how things are going, I tend to save up a lot. When I'm bored or unhappy with the state of things in my life, I shop excessively to fill in the voids.

I've been running in the red a lot lately. :/