19 Mage here named Flambe also if anyone wants to add. Looks like it'd be hard to get that 500,000g to create guild without paying for it lol.
Also like to add when you get to the Shadow River keep pushing through as best you can with your higher level friends. Next region is much easier without all the fucking aoe and skill disables messing you up lol.
Also hard to find information on combining Allies once they're full Rapport/Enhanced to create a higher grade Ally. Don't know if it's completely random in what you get, or if gets class based on what you're combining or what =s
Edit: Well just went ahead and combined 2 A Allies, a rogue and mage and came out with an S-rank Warrior so gonna say it's totally random lol.