Wallets have far more utility, especially as I'm rarely carrying cash but need my driver's license, health insurance/car insurance cards, metro fare card, car registration all on me. I've never really understood money clips.
At eighteen, I've only ever had two wallets. Not because I dislike them, but because they carry more sentimental value than the cash and cards inside. They are both gifts from my sister, and I don't intend on not using them any time soon.
Nothing. Living the free life. Don't like the bulkiness/weight of wallet or clip, plus it's easier just to keep it loose. CC, License and misc cards on one side, folded money in middle, work ID/pass on the opposite side.
Wallet, I don't carry much cash around with me anymore anyway, but even if I did why would I want to use a money clip? I still have to carry my drivers license, insurance cards, auto club cards, bus pass, credit cards, etc. I see no use for a money clip.
I just can't see the point of clips like this. What happens if you need a certain card, and there's a huge line behind you? You have to thumb through 8-10 cards whereas you can pretty much see everything in a wallet at a glance