I'd say my PC is capable. RX 5500XT GPU and a Ryzen 5 3600XT CPU along with 16GB ram and 1TB M.2 drive. Played RE8 with max settings in 1080p with no RT at 140 FPS. I don't have game pass but can get Ultimate for 3 months for £1.
Unless you really want the XSS for convenience or to play your Xbox backlog I think PC is probably the way to go for you.