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Stock-Age: Stocks, Options and Dividends oh my!

Oct 26, 2018
21,660
30,239
835
I wonder how many of them are in a fixed vs variable
My inv property (delayed to 2022) and home renewal are due for mortgage next year.

I'm doing a fixed this time. First time ever. Rates should still be low next year. I don't see how rates can go any lower than 2%-ish. My variable plan right now I'm paying 1.75%.
 

DarkestHour

Member
Oct 27, 2015
1,582
895
490
As I'm a fairly "new" investor of only about three years now, I want to bring up that if you're looking at ETFs, do some more research than I did when thinking you're diversifying. These are two different ETFs I hold. While both ahve made me money during the good times, they both are fundamentally the same thing and offer little to no diversification.

 

dem

Member
Jun 20, 2004
9,853
208
1,640
I could never justify exposing my family to that kind of risk.

Is it really that much of a risk? You can switch to a fixed whenever you want. Take the lower variable rate and overpay as if you took the fixed.

I’ll take the variable “risk” over the risk of having to sell my home early and pay absurd mortgage break fees. Those ird break fees can be insane.
 
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SpartanN92

Banned
Sep 7, 2012
5,873
12,019
1,155
Kentucky, it’s not as bad as Australia
Is it really that much of a risk? You can switch to a fixed whenever you want. Take the lower variable rate and overpay as if you took the fixed.

I’ll take the variable “risk” over the risk of having to sell my home early and pay absurd mortgage break fees. Those ird break fees can be insane.
Had friends in 08 lose their homes over variable rates skyrocketing (they were living outside their means to begin with) but that’s always made me stay far away from variable.
 

dem

Member
Jun 20, 2004
9,853
208
1,640
I probably shouldn’t have commented. I think there are some pretty big differences between Canadian and American mortgages.
 

GHG

Member
Nov 9, 2006
26,500
40,622
1,845
As I'm a fairly "new" investor of only about three years now, I want to bring up that if you're looking at ETFs, do some more research than I did when thinking you're diversifying. These are two different ETFs I hold. While both ahve made me money during the good times, they both are fundamentally the same thing and offer little to no diversification.


Nothing fundamentally wrong with having two different etf's with similar holdings but it's the amount of money you have in them relative to the rest of your portfolio that's important.

But yeh, this is the best tool to check that I've found:

 
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Dec 25, 2018
3,915
3,783
770
Manchester, England
I bet the UK Stock Market will skyrocket as the Tax Year starts anew and people who Maxed their ISAs early will start to cram as much money into it again come tomorrow! (UK Markets are shut during Easter Mondays).

Might buy a lot more Sylvania Platinum if it doesn't run up too high.
 

ManofOne

Plus Member
Nov 4, 2020
5,957
13,009
830
Nothing fundamentally wrong with having two different etf's with similar holdings but it's the amount of money you have in them relative to the rest of your portfolio that's important.

But yeh, this is the best tool to check that I've found:


Nah, you gotta be careful.

When we create portfolio's we're limited by exposure. So for example a single portfolio cannot have an exposure to an asset of more than 10.0%. So if I buy Appl, then I have to make sure that my total exposure to Appl is less than 10.0% this includes ETFs.

Reason being is that it affects the beta and VAR. So if Appl is weighted higher in an ETF and I also have the stock Appl, then a loss greater than the expected mean will drag my portfolio down.
 

GHG

Member
Nov 9, 2006
26,500
40,622
1,845
Nah, you gotta be careful.

When we create portfolio's we're limited by exposure. So for example a single portfolio cannot have an exposure to an asset of more than 10.0%. So if I buy Appl, then I have to make sure that my total exposure to Appl is less than 10.0% this includes ETFs.

Reason being is that it affects the beta and VAR. So if Appl is weighted higher in an ETF and I also have the stock Appl, then a loss greater than the expected mean will drag my portfolio down.

I think we are in agreement. Everything you've said about limiting exposure was exactly what I was getting at but you worded it far better than I did 🙃
 
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godhandiscen

There are millions of whiny 5-year olds on Earth, and I AM THEIR KING.
Mar 15, 2007
15,681
4,736
1,765
My portfolio is positive for the year again.
I am either a good investor (doubtful) or too stupid to realize the massive risks I am exposed to (most likely).

I just wish I had bought more aggressively during the last dip.

I am heavy in tech, didn’t do a single move during the last dip other than pick up more tech stocks.
 
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Jan 16, 2020
5,828
22,185
855
My portfolio is positive for the year again.
I am either a good investor (doubtful) or too stupid to realize the massive risks I am exposed to (most likely).

I just wish I had bought more aggressively during the last dip.

I am heavy in tech, didn’t do a single move during the last dip other than pick up more tech stocks.

We're all just dart throwing monkeys here
 

ManofOne

Plus Member
Nov 4, 2020
5,957
13,009
830
We're all just dart throwing monkeys here

Did you ever heard about the cat stock picker. It performed better than most portfolio managers.

 
Jan 16, 2020
5,828
22,185
855
Did you ever heard about the cat stock picker. It performed better than most portfolio managers.


Incredible

Goes to show you just gotta believe in the pussy
 

Nikana

Go Go Neo Rangers!
Jan 26, 2016
11,270
15,966
915
Ended up with a whopping 24 percent recovery with crptyo finally rebounding on my coin of choice.

I think I am going with etfs for a bit. I need a break.

Broad question but, can someone point me in the right direction of finding a good etf?
 
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ManofOne

Plus Member
Nov 4, 2020
5,957
13,009
830
Currently up +0.5%. Might be 3 days in a row combing for about +2.5%. I'll take it.

NASDAQ is looking stronger going foward. Not compared to the DOW but the usual winners on the NASDAQ for the longer term and ahead of earnings are looking good.

MSFT continues to be a powerhouse.
 
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GHG

Member
Nov 9, 2006
26,500
40,622
1,845
Ended up with a whopping 24 percent recovery with crptyo finally rebounding on my coin of choice.

I think I am going with etfs for a bit. I need a break.

Broad question but, can someone point me in the right direction of finding a good etf?

This is the list of ETF's that I'm currently invested in, research, pick, and balance as you like:

ARKW
BLOK
BTEC
CARZ
CNBS
CTEC
DGT
KARS
KBWY
LIT
PAVE
PDBC
PPA
PXJ
QQQM
RNRG
ROKT
SMH
SPMD
SPSM
SRET
UFO
URA
VOO
XLE
XLF
XME

Planning on holding them for 5+ years.

I'll probably add a value/consumer one but apart from that I'm pretty comfortable barring a crash in any industry linked to the thematic etf's. Decided a couple of weeks ago I'm not going to bother with individual stocks anymore (other than the odd couple I have high conviction in) so gradually scaling out of the ones I have and I'm loading in to the above. Not going to swing trade either, too dodgy in the current market.

Yes, it's "lazy" investing but I'm also day trading/scalping (which ironically I'm much more comfortable with than swing trading, maybe I just like the simplicity of it) and any 75% of the money I gain from that is being funneled into the ETF's.
 
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Nikana

Go Go Neo Rangers!
Jan 26, 2016
11,270
15,966
915
This is the list of ETF's that I'm currently invested in, research, pick, and balance as you like:

ARKW
BLOK
BTEC
CARZ
CNBS
CTEC
DGT
KARS
KBWY
LIT
PAVE
PDBC
PPA
PXJ
QQQM
RNRG
ROKT
SMH
SPMD
SPSM
SRET
UFO
URA
VOO
XLE
XLF
XME

Planning on holding them for 5+ years.

I'll probably add a value/consumer one but apart from that I'm pretty comfortable barring a crash in any industry linked to the thematic etf's. Decided a couple of weeks ago I'm not going to bother with individual stocks anymore so gradually scaling out of the ones I have and I'm loading in to the above. Not going to swing trade either, too dodgy in the current market.

Yes, it's "lazy" investing but I'm also day trading/scalping (which ironically I'm much more comfortable with than swing trading, maybe I just like the simplicity of it) and any 75% of the money I gain from that is being funneled into the ETF's.
Much appreciated. I have been looking at IJH and BLOK but havent jumped in. I Plan on using ETFs for long term and individual for swings. I am gonna step out of crypto for awhile unless theres some major crash again.
 
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Nikana

Go Go Neo Rangers!
Jan 26, 2016
11,270
15,966
915
ETFs are a bubble waiting to burst. Be carefuln
I sort of felt this way looking at a lot of them. Like it feels like they shouldnt have as much steady growth as they do. Like something has to give?
 

GHG

Member
Nov 9, 2006
26,500
40,622
1,845
ETFs are a bubble waiting to burst. Be carefuln

The same has been said of the stock market in general...

Not gonna withdraw and put money in the bank so I'll just roll with the punches.

Much appreciated. I have been looking at IJH and BLOK but havent jumped in. I Plan on using ETFs for long term and individual for swings. I am gonna step out of crypto for awhile unless theres some major crash again.

BLOK is great for swings but make sure you buy below 54 if that's what you plan on doing.
 
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ManofOne

Plus Member
Nov 4, 2020
5,957
13,009
830
The same has been said of the stock market in general...

Not gonna withdraw and put money in the bank so I'll just roll with the punches.

ETFs are different in terms of structure and leverage.

CFA release a good book on ETFS for people to study. Came really in handy when I did my CFA Exam
 
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Nikana

Go Go Neo Rangers!
Jan 26, 2016
11,270
15,966
915
The same has been said of the stock market in general...

Not gonna withdraw and put money in the bank so I'll just roll with the punches.



BLOK is great for swings but make sure you buy below 54 if that's what you plan on doing.

for ETFs I want to hold long term. 2 plus years. Maybe longer depending how it goes.

I like swing trading but I want to not be a complete gambler in this endeavor lol.
 
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GHG

Member
Nov 9, 2006
26,500
40,622
1,845
ETFs are different in terms of structure and leverage.

CFA release a good book on ETFS for people to study. Came really in handy when I did my CFA Exam

Thanks I'll look in to it to make sure nothing I'm holding brings up any red flags. Is it the one available on the CFA institute website?

I'm not holding any of the bull/bear leveraged etf's and to be honest I've only ever bought SQQQ on days when the market had been horrible but then sold before close.

for ETFs I want to hold long term. 2 plus years. Maybe longer depending how it goes.

I like swing trading but I want to not be a complete gambler in this endeavor lol.

My view is that if you're going to gamble you may as well go all the way, and that's day trading. I've developed a lot of respect for swing traders, does my head in and I quite simply don't have the fortitude for it. For me personally I find day trading and scalping a lot easier, but then a lot of people say the opposite so... 🤷🏾‍♂️
 
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Nikana

Go Go Neo Rangers!
Jan 26, 2016
11,270
15,966
915
Thanks I'll look in to it to make sure nothing I'm holding brings up any red flags. Is it the one available on the CFA institute website?

I'm not holding any of the bull/bear leveraged etf's and to be honest I've only ever bought SQQQ on days when the market had been horrible but then sold before close.



My view is that if you're going to gamble you may as well go all the way, and that's day trading. I've developed a lot of respect for swing traders, does my head in and I quite simply don't have the fortitude for it. For me personally I find day trading and scalping a lot easier, but then a lot of people say the opposite so... 🤷🏾‍♂️
I think I would feel better about day trading too but the stupid limits on it are what hold me back. Maybe if i get to 25k I will look into it more.

But I will say the lsat 2-3 months have been a wild ride in terms of playing stuff like GME and crypto. I think crypto is the only thing I would continue to day trade at this point. If you wait for a crash it almost seems like free money at this point. But now that I said that it will bite me in the ass.
 
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ManofOne

Plus Member
Nov 4, 2020
5,957
13,009
830
Thanks I'll look in to it to make sure nothing I'm holding brings up any red flags. Is it the one available on the CFA institute website?

I'm not holding any of the bull/bear leveraged etf's and to be honest I've only ever bought SQQQ on days when the market had been horrible but then sold before close.



My view is that if you're going to gamble you may as well go all the way, and that's day trading. I've developed a lot of respect for swing traders, does my head in and I quite simply don't have the fortitude for it. For me personally I find day trading and scalping a lot easier, but then a lot of people say the opposite so... 🤷🏾‍♂️


CFA book comes with the course that you have to buy but a good alternative is this one

 

down 2 orth

Member
Oct 27, 2013
2,497
1,159
820
ManofOne ManofOne could I please get your take on these three ETFs?

KORU, FLKR, EWY.

I'm not jumping in yet but I've got my eye on them. Secretly hoping a N. Korea nuke test will send prices crashing so I can buy in on the cheap :lollipop_neutral:
 

ManofOne

Plus Member
Nov 4, 2020
5,957
13,009
830
ManofOne ManofOne could I please get your take on these three ETFs?

KORU, FLKR, EWY.

I'm not jumping in yet but I've got my eye on them. Secretly hoping a N. Korea nuke test will send prices crashing so I can buy in on the cheap :lollipop_neutral:

KORU - LEVERAGE 3X BULL ETF KOREA
52 week performance
570.81%​
Average 3 month volume
144,644​
AUM
$66.99​
Number of Holdings
8​
24 Month Beta
2.64​
Net Expense Ratio
1.25%​
Direct Holdings
iShares MSCI South Korea ETF
48.20%​
Goldman Sachs FS Treasury Intms Instl
36.45%​
Goldman Sachs FS Government Instl
18.47%​
Dreyfus Government Cash Mgmt Instl
16.27%​
Ishares Msci South Korea Swap
11.97%​
Ishares Msci South Korea Capped Etf Swap
0.10%​
131.46%​
Index Direct & Indirect Holdings
Samsung
24.72%​
SK Hynix
6.19%​
LG Chemical
3.68%​
NAVER
3.46%​
Samsung
3.42%​
Celltrion
3.33%​
Hyundai
2.86%​
Posco
2.06%​
Kakao Corp
2.05%​
Hyundai Mobis
1.71%​
Total
53.48%​
 
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