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[Starfield]

Serously. Why do you? To have a puffer for when things go bad and you need money? What if your money will be worth nothing in a few years? Just overnight the thousands or possibly millions you have stored in some bank account or at home, gone. Worthless. Well you will have alot of toilet paper atleast.

Go out. Spend your money on things you could afford but you "don't want to".

Money isn't the world. If you have something that you can spend then fucking do it.

 

[Weilthain]

I already gifted gold today I’m not gifting you as well.

nice try though.

 

[Cravis]

I keep some saved for a safety net but I’m not one to hoard it all. I enjoy life. You can’t take it with you anyways.

 

[DunDunDunpachi]

N-N-NONEY?

I save money so that I can buy more expensive things. I thought this was a known thing.

 

[Tenaciousmo]

I don't, I should but I don't.

 

[SLoWMoTIoN]

Why don't you?

 

[Tenaciousmo]

Why don't you?

I do not see the value of sacrificing fun now for fun later when health might not be good enough to enjoy?

 

[SLoWMoTIoN]

People that save money use it for something later and don't have to worry about debt.

 

[12Goblins]

Freedom.

 

[Jonirenicus]

Yes Mr. Grasshopper, everything is fine and winter is a long way off, do as you wish.

 

[TylersProphecy4.0]

I couldnt if I wanted to. When what you make is less or equal to what you spend, you dont really have a choice in the matter. Thats...kind of the problem.

That said, aside from for healthcare purposes, I agree unless it's like "i dont buy three games so i can get a tv" type thing.
I mean, you cant spend shit when you havent saved ANY money.

Edit: if I was diagnosed with cancer, I'd go down in a drug fueled spending spree, ending it with a face first skydive out of a helicopter into a volcano, 'luded up like DiCaprio in the wolf of wallstreet.

 

[Tesseract]

i don't really want for anything, girl spends all my money on whatever she wants

so long as i have training equipment, an office with a nice computer and chair, and plenty of great food

SPEND AWAY

i'm retired tho with my assets on autopilot after years of service for various institutions

 

[Starfield]

People that save money use it for something later and don't have to worry about debt.

Habe fun stashing up that will be worth shit in a few years.

 

[Birdo]

I don't.

You can't take that money into the afterlife with you.

 

[Lukin1978]

I don't save noney

 

[Rock And Roll]

Ever heard of a new car or a house OP?

 

[haxan7]

“Don’t save money, go blow it all” is awful advice. Unless you want to live out old age in poverty.

 

[Prison Mike]

 

[Tenaciousmo]

People that save money use it for something later and don't have to worry about debt.

I never said i was in debts, technically If i was to liquidate my capital I would be out of there with an okay sum.

 

[Kadayi]

Having once been in debt I have no desire to return to it. When you're beholden to someone else to ensure you can keep a roof over your head and food on your table, you're unfortunately also subject to whatever dysfunctional idiosyncracies they possess as well. Money in the bank affords you the freedom to get out of that trap.

 

[Starlight Lotice]

I save up because I don't want to work all my life.

I want to live on "something" and my games can always be sold of so...yeah.

 

[MaestroMike]

first u get the women, then u get the power, then u get the money. thats why i save my women

 

[DESTROYA]

I’m not gonna lie I own my own business and do pretty well in the money department so I do buy nice stuff but I’m a simple man and not the materialistic type.
I grew up pretty poor so I learned to save from a young age how important it is to save and have a bit of self control.

 

[Tesseract]

I’m not gonna lie I own my own business and do pretty well in the money department so I do buy nice stuff but I’m a simple man and not the materialistic type.
I grew up pretty poor so I learned to save from a young age how important it is to save and have a bit of self control.

indeed, growing up dirt poor really sets you up to pinch pennies early so you don't have to down the line

 

[Stilton Disco]

Because I'm not a child and life has both unforeseen tragic turns and increasing costs as you get older.

My wife and I want to move to a nice place in Cornwall and start a family. That needs money. I want ro retire some day. That needs money. My in laws will eventually be so old they'll need additional care and renovations to their dwelling. That needs money. My kids will need feeding, clothing, taking places, presents and pocket money. That needs money.

And thats just the things I know about.

Surprises like illness, accidents, vets bills, broken possessions and the like can and will blindside you, and having savings means the difference between being able to take it in stride and potentially life ruining disasters.

I save half my pay each month, and keep a grand in cash locked away at home in case of emergency.

I also never feel like I'm missing out on life or depriving myself, because I do this sensible thing called budgeting.

 

[davepoobond]

only corporatists want commonfolk to spend their money

 

[Nester99]

I like future me better than current me and that dude needs to get paid

 

[Airola]

If someone saves none of his money, he can say I save noney.

 

[zelo-ca]

Habe fun stashing up that will be worth shit in a few years.

Go break a leg and not work for 2 months. Get 2 months behind on all your Bill's. Have fun buddy

 

[Potato Chip PRO]

I get Pretty paranoid if the economy goes to shit... Gotta save $$$ before a modern Great Depression come by to say hi.

 

[EverydayBeast]

It can be hard to save, I actually save, it means something in society to save,

 

[Despera]

I'll have to try hard to spend more than I earn, so I automatically save without being conscious about it.

 

[Mihos]

I am retiring at 55.

What will you be doing?

 

[GAMETA]

I don't make enough to save. Rent, son, son's school, bills, food... minimum dignity is too expensive around here.

 

[DKehoe]

I keep enough saved so that if something expensive and unforeseen happened, like damage to my property or repairs for my car, I'll be covered and don't need to worry. At this point it would have to be something pretty huge to really trouble me financially. It's nice to have that peace of mind. I can also then save money for stuff like travelling.

 

[Starfield]

Go break a leg and not work for 2 months. Get 2 months behind on all your Bill's. Have fun buddy

I dunno in what shit country you live in but here if I break my leg I still get payed and don't lose my job.

 

[Super Mario]

You need a careful balance of both. Savings and enjoyment. Some people focus too heavily on one or the other, some get to do neither. A means to an end is a great justification for saving. You don''t want to work until you die. However, like the OP was eluding to, you also don't want to retire at 70 and have missed out on so much.

 

[Schrödinger's cat]

Because life is unpredictable.
Because there are others that I care about
Because I don't want to live in debt
Because I don't want to work until I die
Because I don't crave constant indulgence
Because it's not difficult
Because I'm an adult and can exercise a modicum of discipline

 

[Thaedolus]

What if your money will be worth nothing in a few years? Just overnight the thousands or possibly millions you have stored in some bank account or at home, gone. Worthless. Well you will have alot of toilet paper atleast.

This....basically won't ever happen? All my needs are accounted for, basically all of my wants are as well, when people ask me what I want for Christmas or my birthday or some shit I'm basically at a loss. What's that money doing for me spending it all on frivolities and consumerist bullshit? Saving it means my family's security is guaranteed if something happens.

Go take a finance planning class.

 

[Soltype]

Have a rainy day fund, and rest of savings is for car upgrades.

 

[triplestation]

i have bananas and i ate 2 im saving the rest for later because i will probably crave a bananas later, probably tomorrow or the day after because they taste good and they're good for you lots of fiber which is ideal if you'd like to maintain good digestive health which i guess you can achieve with apples and other fruits as well but man nothing beats bananas tim tams are also great

 

[SLoWMoTIoN]

I am retiring at 55.

What will you be doing?

Man I can't even imagine making it til then.

 

[Jooxed]

When something happens I want be able to comfortably take care of it. If i want to go on a trip Hey look i have 50k stashed away already lets just use some of that etc

 

[Freedom Gate Co.]

If OP had listened to people 6 years ago and brought 5,000 shares of bitcoin this thread would be called people are stupid for not saving money.

You save money for stocks. That's how you get to live the good life BEFORE you turn old. If you are good at it, maybe around 35 to 40. It is possible to make it even earlier but there are so many blogs misleading college students that they go all in on something like Helios and Matheson, and then go bankrupt.

 

[Mista]

Hah, save money you say? I don’t do that. I need to learn though

 

[Papa]

So I can retire early and enjoy more of my life.

Dumb question.

 

[StreetsofBeige]

- So when I die I can give it to my nieces and nephews
- If I lose my job, I have money to spare
- Relying on shitty pension payments from the government when you're 65 won't get you far
- Self worth. Not needing to rely on friends, family or government handouts if I'm broke

 

[Mihos]

Man I can't even imagine making it til then.

25 years ago, I might have said the same thing.

 

[lachesis]

It's a survival instinct. Resource gathering - and money is the most universal type of resource in human society.
You can put all kinds of reason to it - but I think it ends up going to that point.
Saving for rainy day? survival instinct.
Saving for retirement? Survival instinct.
And by means "survival" also includes leaving your genes to future.... as no woman in the world (or very few) will mate with no worth... at least traditionally.

To be honest, we are not too different from those birds who gather all kinds of glittery things and lay out to impress possible mating chance from those nature documentaries.

There's rather interesting experiment called "mouse utopia" - if you take out such basic instinct going against - society will eventually collapse.


Now that's a controlled environment, but I find it it's not too different from people's behavior these days - such as extreme low birthrates in many developed countries - as they are likely to face less threat to their basic survival.

It would take a lot to really demolish the money (which means societal collapse) - I bet my 10 dollars that men will start gather resource - such as food and arms to survive.

 

[Dark Star]

I've been saving my money since day 1. Like, I still have that 100 dollar bill my parents gave me when I graduated highschool lol. Tucked away in a safe place, because I never actually needed to spend it. It's not sentimental or anything, I just rarely spend physical cash because I have a credit card.

That being said, I don't really save my job earnings. I spent 800 bucks on a drum set in college working a pretty menial job. It was worth it. You have to enjoy your time on Earth. I have no problem spending big on tech and traveling and concerts and life experiences. It's fun.

But I still pinch pennies when it makes sense. If I'm eating at McDonald's dollar menu, I'm not using my credit card. I'm grabbing a handful of quarters and dimes and paying with said coins lol. It's surprising that people don't use loose change anymore, when it's a very sensible approach to eating cheap.

But I think it's nice to have cold hard cash on hand, especially when your goal is to retire and never work a job after age 50.