Dmorr07 said:
The article mentioned that the parents can't be held responsible because they were only supervising which is too vague a term or something. Any gafyers wanna clear this up? Isn't that what a supervisor is there for, to make sure stuff is done right and claim responsibility if anything bad happens? Would make more sense if the parents were getting sued for the medical damages.
Well, from an insurance angle that is correct. If a parent was doing the job of a parent, they aren't negligent. If they were telling their kid to ride toward the old lady , perhaps as a marker, then they would be negligent. Otherwise, they can't stop their kids from doing everything nor can they stop physics. Further, their kids could have been just as likely to be hurt. Normally this would be chalked up as a unfortunate circumstance.
Insurance wouldn't cover the kid either because the liability rest with the parents. We had this when minors stole their parents car and wrecked.
If they find the child guilty, there are no assets to attach to so the child will be scott free anyway. It's only if it tracks back to the parents that this becomes a big issue unless the kids are millionaires or something.
The error imo is in this statement:
A parents presence alone does not give a reasonable child carte blanche to engage in risky behavior such as running across a street, the judge wrote. He added that any reasonably prudent child, who presumably has been told to look both ways before crossing a street, should know that dashing out without looking is dangerous, with or without a parent there. The crucial factor is whether the parent encourages the risky behavior; if so, the child should not be held accountable
I don't think a 4 year old can be reasonably prudent when riding a bike. I also think it could be argued that parents condoning a race between 4 year olds is asking for trouble and work that angle althought that would be tough too.
If the child was riding the bike accurately and was allowed to ride where she was riding it & knew the law regarding it (which again a 4 year old would not know), then there's no negligence in my opinion. There may be liability though depending on right of way, speed, etc...
If the parents have some type of Homeowners policy, it will often pay out a no questions asked medical claim of 1-5,000. Otherwise, I don't know how the claimants expect to collect from this without adding the parents which they apparently can't.