No, but he made not only the humans to make the things I desire, but he also gave me and other humans the desire to have the things those people are making. It's all his doing in one way or another. He could have easily created all of the wonders of the world and also eliminated people's desire to see them if he wanted to. But he didn't. He's supposed to be purposefully testing us and trying to get us to quell the many desires he put us on the Earth with to show that we have the faith to get to Heaven. I think that's a really shitty thing to do, and I don't respect the decision.
As for your second point, yes, I could walk around the woods by my house. But the vast majority of the beautiful things in the world cost some sort of money to get to them. You want to eat at that fancy restaurant downtown? You better have the cash to do it or you're eating beans again. You want to go see the Andes mountains? You better have thousands of dollars for your trip. If you limit yourself to seeing what you could see with no money, you wouldn't see a fraction of a fraction of a fraction of what the world has to offer.
And the less money you have, the less you get to see. And the more time you spend getting money to see all of these places, the less time you actually have in your life to actually go and experience them.