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[mcz117chief]

Czech Republic

yes, I do and I have to. About half of the shops, stores and services are cash only, maybe even more than half.

 

[SillyEskimo]

Always. I keep cash in my car too.

Edit: about $250 on me and $50 in my car.

 

[snap0212]

I take out all the cash I need over the month and use it whenever possible. I only use credit cards where cash is not an option.

 

[NoblesseOblige]

Almost never. I keep about $25 in my car just in case I need gas or something if machines are down. But other than that I'm completely credit card.

 

[anonymous_abc]

I do. Picked it up from my dad.
Always handy to have cash on you in the event you need to tip someone for information/charity/good service.
edit: try to keep at least 50 to 75 cash on me at all times.

This is some Frank Drebin shit right here.

I hardy ever carry cash with me.

 

[flatearthpandas]

Have to now. Credit cards are really the way to go, this country is just way behind.

 

[liliththepale]

Why would it make you spend more? Maybe with a credit card that could be true, but with a debit card you're only spending what you have. It's really no different from withdrawing cash and then paying with that.

There have been a couple of studies showing that people who pay with cash tend to buy less than people who pay with plastic. For example, a study at McDonald's showed that the average cash purchase was about $4.50, but the average credit or debit purchase is $7.

To some people, the conclusion is that people with cash on hand are incapable of spending more than what's in their wallet, so they generally are more picky and spend less. Personally, I believe that it's largely poorer people who are paying with cash. There's no good way to know, though.

 

[99hertz]

Why would it make you spend more? Maybe with a credit card that could be true, but with a debit card you're only spending what you have. It's really no different from withdrawing cash and then paying with that.

When you're comparing the cost of something you immediately compare it to your account balance instead of the cash amount you would be carrying. So if you have $40 on you, something that costs $28 might be too expensive. In the other hand. if you have $3000 in your account then $28 is nothing. Also, handing someone a $20 dollar bill is harder than handing a piece of plastic with abstract bits.

Also I don't want the NSA to know what kind Cheetos I like.

 

[John Kowalski]

Yeah. Lots of small shops around that don't take card.

Plus it's always fun to see where in yurop the coins came from.

 

[GYNGA]

I carry 15 EUR just in case

 

[lunchtoast]

Nah, don't need it, plus I use a small wallet so putting cash in there is kind of annoying. As far as going out to lunch or someone doing a coffee run, we'll just use square cash to send them whatever we owe. More people need to use these services.

 

[SleazyC]

Living in Germany I normally need to have a bit of cash on me since I am bound to run into someone or somewhere that only takes cash.

 

[Gordon Shumway]

Always have a little on you..something my dad told me when I was a youngin.

 

[archnemesis]

I always carry enough cash to cover minor expenses in case the store has some kind of issue with their card reader. Today I have the equivalent of $18 in it.

 

[Vilam]

Nope. If you don't take credit you don't get my business.

 

[kinoki]

Nope. Except when abroad. I don't like cash.

 

[Bjomesphat]

I get paid to use my credit cards so why would I use cash? If you don't take cards, you don't get my business. My wallet is too small for cash anyway.

 

[inki]

I carry an Emergency $20 bill. There are places around here in the deep south that still only take cash. Plus who knows, if I get stranded I can tip someone who does a good deed.

I will when going on vacation take cash with me. I don't carry all of it around, I take only what I think I'll need for a night out.

 

[SPCTRE]

yes because first world problems

 

[RoadHazard]

There have been a couple of studies showing that people who pay with cash tend to buy less than people who pay with plastic. For example, a study at McDonald's showed that the average cash purchase was about $4.50, but the average credit or debit purchase is $7.

To some people, the conclusion is that people with cash on hand are incapable of spending more than what's in their wallet, so they generally are more picky and spend less. Personally, I believe that it's largely poorer people who are paying with cash. There's no good way to know, though.

When you're comparing the cost of something you immediately compare it to your account balance instead of the cash amount you would be carrying. So if you have $40 on you, something that costs $28 might be too expensive. In the other hand. if you have $3000 in your account then $28 is nothing. Also, handing someone a $20 dollar bill is harder than handing a piece of plastic with abstract bits.

Also I don't want the NSA to know what kind Cheetos I like.

Ok, guess I can see that being true for certain kinds of people, who may have trouble holding on to their money otherwise. Not an issue for me, I feel. Even with my money just being a number on an account I feel like I know its worth and use it responsibly.

 

[battousai11]

I carry cash for cash only places that I sometimes go to, but never more than a couple hundred. I usually withdraw the cash and split it with the wife.

 

[Generalpsyduck]

I carry $40 at a time. If I'm in the city i carry none

 

[Fatalah]

Haircuts and gas stations are better with cash. (Gas stations in my area are cheaper when using cash)

 

[Dusk Soldier]

I try to keep a little cash on my just in case, but honestly I'm even find it annoying when stores only take debit instead of credit.

#firstworldproblems

 

[Eiolon]

Carry? Yes.

Use? No.

I just keep it around for an emergency. I prefer getting cashback using my credit cards.

 

[Sami+]

Never more than $20-$50 really.

 

[Stulaw]

I usually carry between £5-10 on me, simply because a lot of shops still don't use card machines, and also because some have an extra charge if you spend under a fiver, like my Uni shops used to have.

 

[The Lamp]

I don't like to, but this silly continent (Europe) pays for most everything in cash

 

[Alx]

I don't like to, but this silly continent (Europe) pays for most everything in cash

Don't generalize to the whole of Europe... Sweden, Denmark, the Netherland, Belgium, France and the UK are closest to being cashless.

 

[RoadHazard]

I don't like to, but this silly continent (Europe) pays for most everything in cash

Southern Europe, perhaps. Not up here in the north.

 

[espher]

Always. I tend to do most of my purchases in cash.

 

[NimbusD]

I never did until my girlfriend would get in fights with me about it. She's got major OCD stuff and always prepares for any random scenario her head thinks of, like somehow in a major city we'd be too far away from an ATM and any stores that take cards for a long enough period of time that we'd be in trouble.

I hate it, it's so much easier to count how much money I'm spending when it's all coming from 1 place.

 

[CaptainofIndustry]

Yup between 40-60 bucks.

 

[Raptomex]

No but I probably should.

 

[acheron_xl]

Never. I have cash so infrequently that when I do have some, I just forget.

 

[Shock]

I try to keep about $20 on me.

 

[PandaShake]

I do until I run out

 

[Mattlikewhoa]

Nope, and not for a while now... Though I've thrown a $20 in the wallet over the weekend...

 

[Smokey_Run]

Yes. I usually have between $20-40 on me.

 

[Sanctuary]

Only when I am forced to via gifts or people paying me back what they might owe. Otherwise never.

 

[djplaeskool]

No more than $10-20 at any time.
I'm more or less primed for a cashless civilization.

 

[Walter White Walker]

$10-20 on me usually. I don't really deal with cash that much.

 

[Kito]

£0 and zero debit cards. Only my amex and a visa.

If I need cash I can withdraw £20 from my current account at an ATM, using an emergency code provided by my banking app.

 

[Mr. X]

$100 and I'll refresh every week or 2.

Cheapest gas station incentives cash by a few cents.

Haircut

In case of "minimum to use credit" spots.

 

[Linkark07]

A $20 just in case for my normal days.

My answer.

 

[Bedameister]

Why? Afraid of banks? Plastic rectangles? 1s and 0s?

I understand if it isn't possible to pay for everything using a card in your country, but cash only?

No, I also have a debit card but I only use it to withdraw money from the ATM. I never used it to buy something with card. I just like to pay cash, just feels better I guess.

 

[ImpalingNarwhal]

Typically not very much of it. But it is nice to pay for some things in cash. I'm about to go to lunch, and I plan on using cash.

 

[Alavard]

I live in Canada. I very rarely have any cash at all. I use debit or credit for almost everything.

Since I happen to work for one of our 'big 5' banks (TD Bank, specifically), I have an employee account that has unlimited debit transactions without fees, so I can buy a single bottle of Coke with debit and not feel weird about it.

I don't mind using cash. The problem is having to replenish it. I find if I take out some cash, I tend to start using it instead for all my purchases and suddenly I'm out of cash again.

 

[WadiumArcadium]

I usually have a tenner on me at least but 80% of the time I pay by card.

 

[backflip10019]

Very small amounts. Usually only have around $20 in my wallet. $80 is normally the max unless I'm traveling or need it for something.