Monochromaticx
Member
The out of touch rich person trope sure hasn't died out.
( Queen Marie Antoinette never actually said that btw)
The out of touch rich person trope sure hasn't died out.
First off, 700,000 is an extreme case saved for the most affluent parts of New York, California, and Florida. Median house price is 188K as of January 2014.
No he is actually correct, people are buying and spending too much than they need.
To be honest though, there is a lot more cool things to spend on these days imo
I want to try some avocado toast now
I was waiting for some info like this. Feels good.This is pretty fucking rich, coming from the guy who got $34,000 off his grandad to buy his first property.
Not everyone can ask a relative for a year's wages to buy a fucking gym on a whim.
Dammit, now I want guacamole.
yeah millennials going to be the worst gen in recent history. nothing new here
good at outcry, bad at accomplish anything
yeah millennials going to be the worst gen in recent history. nothing new here
good at outcry, bad at accomplish anything
Avocados aren't even that expensive.
yeah millennials going to be the worst gen in recent history. nothing new here
good at outcry, bad at accomplish anything
You're assuming that $6 coffee is the only poor budgeting decision they make.
Poor decisions don't typically occur in a vacuum.
What is avocado toast?!
EDIT - Well...shit...that looks delicious. I may be in the market to sell
How about pokecado toast?
http://m.sfgate.com/food/article/San-Mateo-poke-shop-the-Pokeatery-debuts-11104494.php
Yeah, you don't need 20% down to buy a home, especially as a first-time homebuyer.
Maybe this absolutely appalling, outlandish, idiotic, totally unnecessary and laughably short-sighted daily luxury expenditure of a fucking coffee helps your friend make it through the day a little easier, what with that crushing burden of credit card debt actively ruining their life and all.
Unless you're friend is a robot, in which case your robot friend is pretty silly for going through the motions of mimicking typical human coping mechanisms in adverse circumstances. Silly robot, what are you doing with all that coffee?! It's just going to run straight through you and out your robot anus.
Maybe this absolutely appalling, outlandish, idiotic, totally unnecessary and laughably short-sighted daily luxury expenditure of a fucking coffee helps your friend make it through the day a little easier, what with that crushing burden of credit card debt actively ruining their life and all.
Unless you're friend is a robot, in which case your robot friend is pretty silly for going through the motions of mimicking typical human coping mechanisms in adverse circumstances. Silly robot, what are you doing with all that coffee?! It's just going to run straight through you and out your robot anus.
If you're smart you do. Otherwise you get fucked by private mortgage insuranceYeah, you don't need 20% down to buy a home, especially as a first-time homebuyer.
Maybe this absolutely appalling, outlandish, idiotic, totally unnecessary and laughably short-sighted daily luxury expenditure of a fucking coffee helps your friend make it through the day a little easier, what with that crushing burden of credit card debt actively ruining their life and all.
Unless you're friend is a robot, in which case your robot friend is pretty silly for going through the motions of mimicking typical human coping mechanisms in adverse circumstances. Silly robot, what are you doing with all that coffee?! It's just going to run straight through you and out your robot anus.
If you're smart you do. Otherwise you get fucked by private mortgage insurance
there's a chainsmokers song in here somewhwereCan't afford healthcare because we buy too many phones.
Can't afford houses because we buy too many avocados.
In Germany if you are, lets say, around 26/27 and have a normal job with a university degree, the bank wont give you a credit as long as you dont have any security (parents home, your company gives some security etc.). If I go to the bank with my wife with around 100K and a salary of both of us with around 5000 netto, we still wouldnt get a credit, because we are "too young".
The average buying age in Germany for a house is 41,5 years in 2017. It was 37,5 in 2007. If we go back 30 years it was around 29,7.
There is a reason for that and its not just "because millenials spend so much on useless stuff".
I put down 10% and didn't have to pay PMI.If you're smart you do. Otherwise you get fucked by private mortgage insurance
I don't know where you're getting these numbers. 700,000 is "median house price" in places like New York City and urban Cali.
The "most affluent parts of New York and California" will run you into the millions without breaking a sweat. Florida, well, it's more reasonable down there but you're also missing out on the tech jobs that's driving these home prices.
Avocados are pretty cheap in America as well if you're on the West coast.I'm gonna go out on a limb and guess the columnist isn't Colombian. Avocados are like the one fruit we eat regularly besides plantains. Never thought of it as a luxury food. I know that's not the point of the article but that's what jumped out.
My boy opened up a poke restaurant and took him a few months to hire a full staff and still looking for kitchen help, he recruited in HS and Colleges around SF/Milbrea area...problem is nobody wanna fucking work! You would think HS kids or College kids willing to work but these damn kids these day think there worth more and won't work in a restaurant...and my boy pays more then min. Wage...crazy these day...also heard about a ramen restaurant that having hard time hiring and his opening day been push back because the lack of staffing
Why can't you use the acquired property as collateral? I'm genuinely curios. I live in a poorer country but you could probably post a property with market value of 100K euro for something like 80K euro in collateral, leaving you with a shortage of 20K euro.
If you're smart you do. Otherwise you get fucked by private mortgage insurance
what is poke
Actually the thread has nothing to do with avocado toast. It has everything to do with needless spending.