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Introducing NeoGAF Gold
Sony should really stop with this whole $5 min to add to wallet bullshit.
- Thread starter CrazyDude
- Start date
- 130
This was the worst when I had a Vita for like two years. Loved it, but it wouldn't except two different debit cards from two different banks despite all the info being put in so many times and correct as possible. Have to use PayPal and you can only buy the increments. And I'm not the only one who's debit card works everywhere else but Sony stuff. So dumb.
This is probably what OP did and why people are confused:
Why did you add $5 to your wallet instead of just buying the game directly from the shop? That's your problem.
If you bought it from the shop directly it would have taken whatever is left in your wallet balance (presumably $0) then taken the rest from your account, which can be any amount over $5 ($5.32).
Since you added $5, now when you try to buy it from the shop it uses your wallet amount ($5) and the rest from your account, which has to be an amount over $5 (so charges $5).
Why did you add $5 to your wallet instead of just buying the game directly from the shop? That's your problem.
If you bought it from the shop directly it would have taken whatever is left in your wallet balance (presumably $0) then taken the rest from your account, which can be any amount over $5 ($5.32).
Since you added $5, now when you try to buy it from the shop it uses your wallet amount ($5) and the rest from your account, which has to be an amount over $5 (so charges $5).
You pay the exact amount for things if the purchase process would end up requiring you add $5+ to your wallet.
By adding money to your wallet on your own, you screwed yourself.
Go through the process procedure without money in your wallet and it'll end up prompting you to charge the exact amount.
Judging from your posts, the reason this didn't happen is because you'd already charged $5 to your wallet. This means you need to charge a few cents to cover taxes. Since you can only charge a minimum of $5, you have to charge $5 to cover those cents.
If you'd had nothing in your wallet, you would've been prompted to charge the exact amount instead.
Edit: A probable reason for the minimum fund limit is credit card transaction fees. Every time they make a transaction, they have to pay a fee and if the charge is too small that fee can be too large a percentage of the cut to be worth it. Because of this, many companies will enforce a minimum charge.
By adding money to your wallet on your own, you screwed yourself.
Go through the process procedure without money in your wallet and it'll end up prompting you to charge the exact amount.
Judging from your posts, the reason this didn't happen is because you'd already charged $5 to your wallet. This means you need to charge a few cents to cover taxes. Since you can only charge a minimum of $5, you have to charge $5 to cover those cents.
If you'd had nothing in your wallet, you would've been prompted to charge the exact amount instead.
Edit: A probable reason for the minimum fund limit is credit card transaction fees. Every time they make a transaction, they have to pay a fee and if the charge is too small that fee can be too large a percentage of the cut to be worth it. Because of this, many companies will enforce a minimum charge.
Adding $5 to the wallet first is where the fuck up happened. That $5 transaction has already happened. Now OP needs 32 cents for the game. But obviously, there's a $5 minimum for a transaction. Hence he'll need to do an additional $5 transaction now.
Basically, lesson learned the hard way OP (which is still not so bad seeing as it's not like those $5 are gone altogether). Next time you have something $9.68 or above to buy, you'll be able to pay exact. And then from that point onwards, just don't add credit to your wallet manually by yourself, the system will automatically do that when you do a checkout. It'll either add $5 if the transaction is under $5, or pay the exact amount without any funds left over in your wallet.
Basically, lesson learned the hard way OP (which is still not so bad seeing as it's not like those $5 are gone altogether). Next time you have something $9.68 or above to buy, you'll be able to pay exact. And then from that point onwards, just don't add credit to your wallet manually by yourself, the system will automatically do that when you do a checkout. It'll either add $5 if the transaction is under $5, or pay the exact amount without any funds left over in your wallet.
That... makes sense though? In moving money from your credit card to your wallet, they have to move a minimum $5. So in buying a thing that costs more than you have in your wallet, they have to move a minimum $5. So they move the $5, charge the $5.32 on the $10 on your wallet, and you're left with $4.68 in your wallet.
Am I crazy?
Nope nevermind beaten.
Am I crazy?
Nope nevermind beaten.
Not quite, he's trying to buy it, but after having already added $5 of funds. Since he still has 32 cents remaining, and the minimum funding he can charge is $5, he has to add a full $5 to cover those 32 cents.
If he'd had $0 in his wallet when trying to make the purchase, he would've been able charge the exact $5.32
If he'd had $0 in his wallet when trying to make the purchase, he would've been able charge the exact $5.32
Yeah, this.
I'm not surprised at all that Sony requires a minimum of $5 if you want to add funds to your account before your purchase something and I actually don't see an issue with that at all.
But, for me personally, if I have $5 in my wallet and I want to buy something for $6, I can use the $5 and have the additional $1 charged to my debit card. That's odd if this isn't the case everywhere.
I'm not surprised at all that Sony requires a minimum of $5 if you want to add funds to your account before your purchase something and I actually don't see an issue with that at all.
But, for me personally, if I have $5 in my wallet and I want to buy something for $6, I can use the $5 and have the additional $1 charged to my debit card. That's odd if this isn't the case everywhere.
No. In his case it works like this:
if $0 in wallet: product costs $5.32 and he can charge exact amount, because this charge is larger than $5
if $5 in wallet: product costs $5.32, the wallet covers $5 and he needs 32 cents. The purchase process will not allow him to make a charge lower than $5, meaning he has to spend $5 to get the necessary 32 cents.
Edit: The moral of the story is don't pre-charge your wallet. And maybe hope you're able to avoid the minimum charge.
if $0 in wallet: product costs $5.32 and he can charge exact amount, because this charge is larger than $5
if $5 in wallet: product costs $5.32, the wallet covers $5 and he needs 32 cents. The purchase process will not allow him to make a charge lower than $5, meaning he has to spend $5 to get the necessary 32 cents.
Edit: The moral of the story is don't pre-charge your wallet. And maybe hope you're able to avoid the minimum charge.
