Not a shortcut. It's much more effort.
Of course it's about being online or offline, because you made it about that. If you're offline you aren't in the eShop buying random games, so by your logic you're just as much as a waste to Nintendo as someone who rips games using the bought and paid for console and games because you aren't in there browsing so you can give Nintendo more money.
You know what a reasonable interaction is with Nintendo products? Same as any other. You buy the hardware, buy the software you like - as much or as little as you see fit - then do whatever you want with it. The experience Nintendo or any other company "intends" means fuck all unless you're some sort of devoted superfan.
No one cares what Nintendo wants you to do except you, and I still don't get why you do. Are you also short-changing Nintendo if you don't buy a Switch Pro Controller? Does that make it more acceptable to do what you want with the games you paid for?
Again, think about who we're talking about. The sort of people ripping Switch games either know exactly what's there already or they were never going to buy from the eShop in the first place, because they want to take them OFF the console to play on better hardware. That type of person is the absolute bottom of the list when it comes to Nintendo's target demographic.
You say what we owe means nothing, but your entire argument has been that we owe it to Nintendo to be in there so that we can spend more of our money, and anything short of that is morally and ethically wrong. My argument is that your argument is wrong.
Who's stealing and cheating? We're talking about people who buy a Switch and games. We aren't talking about pirates, off the back of a lorry hardware, or anything else except paying customers.