Yeah agreed. I have friends with Samsung devices that are incredulous when I tell them how it works.
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Samsung Pay is amazing.
- Thread starter JettDash
- Start date
Yeah agreed. I have friends with Samsung devices that are incredulous when I tell them how it works.
Before the chip switchover here in Canada I'd have to change my bank card once or twice a year because I'd used it somewhere they found a skimmer. Since the switchover, several years back, I haven't had to change it once, aside from the time I switched it for a tap capable one a few years ago.
Part of the security of it is that if a POS terminal is chip capable, and if your card has a chip, the bank will decline your transaction if you try to use the mag stripe. You HAVE to use the chip, or tap to pay. I haven't seen a non-chip POS terminal, even in the boonies, in probably 4 years now. Crossing the border into the US is hilarious, it's like going back in time.
Oh, and none of this "chip and sign" nonsense, it's chip and PIN. Debit AND credit.
We haven't used magnetic strips in the UK for years now though so it's redundant here.
BeforeU
Oft hope is born when all is forlorn.
Have you never used a card at drive through? lmao
Not sure how this is different. They pass you machine you tap.
The Real Abed
Perma-Junior
Does it work the same as ApplePay? Does AndroidPay also work the same? I think theyre all the same.
Anyway I have ApplePay on my iPhone and I love it to death. All I have to do is doubleclick the home button with it next to the terminal and its done in less than a second. So fun. I even used it to buy three songs from the iTunes Store on my phone today and a few days ago I used it on the Apple web site on my MacBook to buy a charger. The browser dropped down a sheet and my phone buzzed and I just pressed my thumb to confirm. Technology is awesome. Doesnt matter which kind of ***Pay you use its so convenient. I love when I dont have to take my credit card out of my wallet.
That said, why the hell doesnt Walmart support any of them at all? They make me use my credit card like a caveman. Hell Kmart has ApplePay here!
Anyway I have ApplePay on my iPhone and I love it to death. All I have to do is doubleclick the home button with it next to the terminal and its done in less than a second. So fun. I even used it to buy three songs from the iTunes Store on my phone today and a few days ago I used it on the Apple web site on my MacBook to buy a charger. The browser dropped down a sheet and my phone buzzed and I just pressed my thumb to confirm. Technology is awesome. Doesnt matter which kind of ***Pay you use its so convenient. I love when I dont have to take my credit card out of my wallet.
That said, why the hell doesnt Walmart support any of them at all? They make me use my credit card like a caveman. Hell Kmart has ApplePay here!
Ah well see that is different if they pass you the machine to tap. Normally you just hand your card, they swipe and give it back
Earthbound64
Banned
Answered multiple times in this thread.
Short answers - No, No, and you think wrong.
This statement is false.
Walmart supports Samsung Pay.
Nostremitus
Member
Most places still do.
There are chip readers, but it's hit or miss
(I just finished a cross country trip across the US. Magnet strips everywhere.)
Given that Apple Pay and Android Pay do not work at machines that don't have NFC readers and Samsung Pay does, no they don't all work the same.
Electrichapel
Member
My bank doesn't support this. I can use my credit card but I just dont like using that. Frustrating as this seems like such an awesome feature.
The Real Abed
Perma-Junior
Okay. Educate me. I havent read through the whole thread yet. What are the differences between them all and why doesnt Walmart have NFC readers then? What does SamsungPay do and how does it work from a user standpoint. How does AndroidPay in comparison? Id like to know because I dont.
Earthbound64
Banned
--->
Like, people have literally asked and answered all of these questions.
(Well, except asking about Walmart specifically, but the answer for that falls from the answers to the other questions).
The Real Abed
Perma-Junior
Thanks. Ill read through the thread. It just seems like a lot of praising and people talking about chip readers and stuff.
As I said in the very first sentence in the OP, Samsung Pay uses a technology that mimics the magnetic strip in cards.
You hold the phone up to the reader just the same as you would an iPhone. Except if the reader doesn't have NFC, it will think you swiped a card. Apple Pay and Android Pay do not do that.
As for why lots of places don't have NFC, I don't know.
BeforeU
Oft hope is born when all is forlorn.
I have never passed my card. What if you have a debit and you have to punch in the number? Drive through always have machines with extension cable
Do you live in the US?
I always hand them the card. One of the only times I don't use Samsung Pay. Maybe there is a machine with an extension cable, but I've never been aware of this.
And if you use a debit card they just run it as credit so there is no need for a PIN (or a signature if it is under a certain amount).
BeforeU
Oft hope is born when all is forlorn.
nah, Canada
There was no point since they're phasing it out all over. I dont even remember using a swipe recently here in Canada
AlmostMilk
Member
I have been tempted to try this, but I have always been worried about security. How safe is it to use this over using a card?
Grimm Fandango
Member
Safer. It uses a "virtual card number" just like Android Pay/Apple Pay. Your actual card number is never passed to the retailer.
Earthbound64
Banned
, Samsung pay does sound good.toolifetimeofnot
Member
What, I experience the exact opposite. The biggest retail chain I can think of that doesn't use the chip is quick trip, a regional chain of gas stations. Every other retailer uses them: Wal-Mart, target, best buy, gamestop, petsmart, and local grocery stores in my area all use them. I live in the Midwest, the last place for technology to catch on.
lifetimeofnot
Member
So what's the point of buying gift cards through the app? After reading this thread I've been messing around with the app and that's the only thing I don't understand. Does it count as a transaction if you buy the gift card so you get points?
There are discounts on some of them but besides that I'm not sure if there is much of a point. Never bought one myself.
AlmostMilk
Member
It can confuse cashiers who think they are "with it" in my experience. A lot of times they will select "Android Pay" or "Apple Pay" when they are checking you out which will fuck it up. You have to say "I'm paying with a card," and THEN pull your phone out. Most people don't understand how the technology actually works (by imitating the magnetic polarization of the strip on the card, NOT by using NFC).
So cute.
Samsung supports a technology that should have been ditched a decade ago, yey.
Meanwhile in the rest of the developed world who has used chip and pin it's just a competitor to Google Pay.
In fact I'd rather use that even with a Samsung device because the account will stay with you if you switch to another Android powered phone.
MarkMclovin
Member
My word the US still uses machines to swipe a card?
Anyway on a technical level, how does your phone even mimic the card swipe? Doesn't the card have to 'hit' something in the slot for it to register?
Anyway on a technical level, how does your phone even mimic the card swipe? Doesn't the card have to 'hit' something in the slot for it to register?
No reason to switch to another Android phone if you can afford it since they are the best.
Also, why should I care about chip and PIN? I don't have to pay for fraud either way.
How is this an issue? Samsung is expanding the ability to use your phone as a method of payment in places behind the curb or updating to the newer system. You can't fault them for giving additional options. If anything, this is what Google/Apple pay should have had as an feature to gain support quicker earlier in their rollout.
Yeah mag strips are pretty insecure (not that most Americans care... if someone steals my card no big deal to me, I wouldn't have to pay for it).
Yes Samsung Pay uses virtual temp cards for each transaction.
Broken Hope
Member
Are US POS systems that crappy? In the UK there is no separate button for Android Pay, or Apple Pay or contactless, it's all done under the "Pay by Card" button.
It might be in some places, but pretty much every place I use Android Pay just asks if you're paying with cash or card. You select card and then touch the phone to the payment terminal. It's fine.
My S7 installed the app automatically when it upgraded the firmware few days ago.
Haven't used it or Android Pay yet, (within the past 2 years my credit and debit cards expired, the new cards the bank sends me are never contactless so I've still been using chip and pin. I don't know why they hate me.)
Does the UK get those fancy free money rewards the OP is on about? I might give it a go if they do.
Haven't used it or Android Pay yet, (within the past 2 years my credit and debit cards expired, the new cards the bank sends me are never contactless so I've still been using chip and pin. I don't know why they hate me.)
Does the UK get those fancy free money rewards the OP is on about? I might give it a go if they do.
Elitist1945
Member
Not available on my Canadian S8+ with Bell it seems. Not in the app store, not in the Samsung store, and not preinstalled. Oh well, Android Pay works just fine.
It's good that they do, but wow they really shouldn't have to.
I haven't had a mag stripe transaction using my card here in the UK in more than 8 years so here the idea is very much redundant.
Hence here Samsung Pay hasn't really got that USP but it's certainly something that helps differentiation in markets that use it.