Didn't expect this thread to derail into PC vs. consoles so quickly!
Like I said in the initial post, I think consoles are fine for people that prefer them, but I personally switched to PCs roughly 2 years ago, and my experience has been revelatory. There really isn't any maintenance that I'm aware of that would take longer than a PS4 firmware update. And in the time it takes to load a PS4 game, I could probably tweak the settings and start playing on PC. Also, mods are fairly painless these days, thanks to the work of awesome people in the community. <-- I know all of this sounds elitist, but that's not my intention.
But with all of that being said, you can still go the console route if you want to save money up front. I spent $1950 on my PC and a PS4 is $400, so that pretty much speaks for itself. Yes, there's no online fee on PC, but PS+ is a good deal even if it wasn't required for online play, so I'll give that a pass as well. But there really is no arguing with game prices being better on PC. I have over a 100 games on Steam that cost me about $500 (and this is because 2 of them were full price i.e. $50! X-Com: Enemy Unknown and Shadow of Mordor; the rest average out to less than $4 per game! I could've saved A LOT more money if I cared). For comparison, I purchased roughly 50 games on PS3 over the course of 7 years, but when I calculated the cost, it ended up being something like $1600. And I bought the PS3 at launch for $600. So that's already $2200 spent across that generation for fewer games, which is still okay since it was spread over so many years. That's basically what it comes down to. Buy fewer games for more money across many years or build a high-end PC and spend money up front to buy lots of games for dirt cheap. The former seems better for folks with limited funds in the short-term, so if that's the only way you can to afford to play modern games, then it's fine. Long-term, however, there's really no arguing with PC.