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Having a look at the gear 4 complete in any mode, achievement ratio stands at 32.79%
I have only just noticed you can look at Xbox 360 achievement ratios now, interesting to look back at the older games.
Lost Odyssey.
Completed Disc 1 47.99%
Completed Disc 2 35.83%
Completed Disc 3 28.98%
Completed Disc 4 13.47%
At least 1% of that drop between Disc 3 and 4 must be of people that bought the game on Gamestop and they didnt give them the fourth disc, happened to me.