The Albatross
Member
You probably have to request the new card. I don't think they'd send the new one to everyone. I only got mine because my old card got lifted.
You probably have to request the new card. I don't think they'd send the new one to everyone. I only got mine because my old card got lifted.
It hurts your credit score to cancel, but it doesn't sound like you have much of a score anyway. In fact, I'm not sure you'd be able to qualify for this card.
Spitefully applied for the card just to prove I can qualifyI have no credit history, no idea if I'll qualify.
Wonder how long it will takeJust realized I didn't either :/
Pretty sure all the details are the same on the card except the different design. Not sure though.Will the old card still work until you activate the new one? I'd rather keep the old until my Switch pre-order gets here in a month.
I haven't had that problem at all. I've paid it off in a rolling fashion and never got charged interest. But I always paid the entire prior balance in full.Was looking to get this card as I buy from Amazon a ton and want to build my credit a bit more. Has anyone had problems with the interest policy? I was reading older reviews and see the current terms and conditions still seem to suggest this problem still persists:
Even if you pay off the balance of your last billing cycle before the due date, you will still be charged interest for that and whatever's on your balance if one exists at that time.
Apparently the card's T&C states that interest will be charged at the end of the month if you have a balance at all, no matter if you paid off the balance for the billing cycle actually being billed. So if there's anything on your balance once the bill is due, everything is charged interest. This is completely different from the norm, isn't it?
Was looking to get this card as I buy from Amazon a ton and want to build my credit a bit more. Has anyone had problems with the interest policy? I was reading older reviews and see the current terms and conditions still seem to suggest this problem still persists:
Even if you pay off the balance of your last billing cycle before the due date, you will still be charged interest for that and whatever's on your balance if one exists at that time.
Apparently the card's T&C states that interest will be charged at the end of the month if you have a balance at all, no matter if you paid off the balance for the billing cycle actually being billed. So if there's anything on your balance once the bill is due, everything is charged interest. This is completely different from the norm, isn't it?
I haven't had that problem at all. I've paid it off in a rolling fashion and never got charged interest. But I always paid the entire prior balance in full.
Not correct. As long as the statement balance is paid full, zero interest is charged.
You will typically get your award points whenever your bill generates.
I don't think your points get added until the end of each billing cycle. As for the other info, I don't know what to tell you. I log in on Chase.com and I get all my info immediately there on the page, showing my balance, available credit, rewards, and transactions beneath that.
your problem is just the url you are using
log into chase.com or in the top left click 'return to my chase accounts'
Yes.Does anyone know if this gets 5% back using Amazon Prime Now?
If so, I'm about to use Prime Now a whole lot more!
Yes.
Anything shipped by Amazon US, even marketplace purchases from third party sellers that are shipped by Amazon US.
I haven't tried from sellers that have their own shipping.
Currently you do not receive 5% back on purchases from Prime Now when using your Chase Amazon Prime Visa. It may be available later on in the future, so keep checking back.
Best regards,
Jessica
Yes.
Anything shipped by Amazon US, even marketplace purchases from third party sellers that are shipped by Amazon US.
I haven't tried from sellers that have their own shipping.
5% Back for each $1 of eligible purchases made using your
card account at Amazon.com. 5% Back is earned only on
purchases made at Amazon.com (including digital downloads,
Amazon.com Gift Cards, Amazon Fresh orders, Amazon
Prime subscriptions, and items sold by third-party merchants
through Amazon.com's marketplace). 5% Back is not earned
on purchases from merchants using Pay with Amazon, or
purchases made at international Amazon retail sites (including
but not limited to Amazon.ca, Amazon.co.uk, Amazon.de,
Amazon.fr, or Amazon.co.jp), or any other website operated
by Amazon, in Amazon's sole discretion. This equates to
$0.05 in % Back rewards, which is equal to 5 points, for
each $1 spent.
Wait a minute, the increase from 3% back to 5% back on the credit card from getting Prime would pay for itself in a few months. I'll make more money by getting Prime. I should have been doing this months ago. I'm a moron.
well, the 2% in extra cash back is generating just the $100 cost of prime until you hit over $5000 spent, which i'm sure amazon would consider as a win
well, the 2% in extra cash back is generating just the $100 cost of prime until you hit over $5000 spent, which i'm sure amazon would consider as a win
Same. Does your prime expire soon? This is what I'm thinking is the reason I haven't got mine yet.So I guess the nice new cards only go out to a select few? Been over a month since I upgraded and got that letter saying a new card is coming, and nothing.
So I got a welcome package in the mail with no card, lol. It said I will be getting the card in 2017. Why even send this thing with no card, they must love to waste money or something.
Yeah. Pretty sillySo I got a welcome package in the mail with no card, lol. It said I will be getting the card in 2017. Why even send this thing with no card, they must love to waste money or something.
I got the welcome package at the same time that I got a separate envelope with my card in it. I'm sure you'll get your card soon.So I got a welcome package in the mail with no card, lol. It said I will be getting the card in 2017. Why even send this thing with no card, they must love to waste money or something.
So I guess the nice new cards only go out to a select few? Been over a month since I upgraded and got that letter saying a new card is coming, and nothing.
Same. Does your prime expire soon? This is what I'm thinking is the reason I haven't got mine yet.
So I got a welcome package in the mail with no card, lol. It said I will be getting the card in 2017. Why even send this thing with no card, they must love to waste money or something.
Same here, such a waste. The email already told me everything.
Just go on Chase's website and request a new card. I just did last week and got it today. It won't deactivate your current card either. It's nice and heavy.I got the welcome package at the same time that I got a separate envelope with my card in it. I'm sure you'll get your card soon.
Same. Does your prime expire soon? This is what I'm thinking is the reason I haven't got mine yet.
Just go on Chase's website and request a new card. I just did last week and got it today. It won't deactivate your current card either. It's nice and heavy.
Payments should be reflected immediately. If it didn't pay it off, get someone on the phone. They'll walk you through what happened and likely waive any late fees that may arise (they are typically waived the first time). Nothing gets reported to credit bureaus unless you're over a month past due.So I have automatic payments set up to pay it off in full. Due date for February payment was the 28th and I just checked and don't see that any payment was made. Is it delayed or slow or did it jack up and not take a payment and cause me a late fee? Little stressful.
The same thing happened to me. I just went to the site and made a payment, but I was a little worried about it. I shrugged it off as it not having time to fully set up auto pay or something.So I have automatic payments set up to pay it off in full. Due date for February payment was the 28th and I just checked and don't see that any payment was made. Is it delayed or slow or did it jack up and not take a payment and cause me a late fee? Little stressful.
How does this card work??
Does the 5% turn int points?
Do you have to spend enough money where 5% is worth 2 dollars cash back on the bill??
It's only cash back via statement credit. Can't turn it into ultimate rewards.
Edit whoops forgot you can use it towards Amazon purchases like a gift card essentially.
It's only cash back via statement credit. Can't turn it into ultimate rewards.
Edit whoops forgot you can use it towards Amazon purchases like a gift card essentially.
How does this card work??
Does the 5% turn int points?
Do you have to spend enough money where 5% is worth 2 dollars cash back on the bill??
I will say even when I make manual payments it takes about a day later to fully post. I don't bank with chase. So I'll see if it posts at some point today. Otherwise I'll call later.Got my card... and it's just boring plastic. So being a "guest" of a Prime member isn't enough, even though I have Prime shipping for days.
Payments should be reflected immediately. If it didn't pay it off, get someone on the phone. They'll walk you through what happened and likely waive any late fees that may arise (they are typically waived the first time). Nothing gets reported to credit bureaus unless you're over a month past due.
The new card they sent me is really slick looking; also bumped my limit up to $20,000. I just wish the card had better travel benefits.
How does the cash back work? Do you have to buy enough things to get 20$ back or is every purchase put into amazon points
Everything is Amazon points. They are moved to your Amazon account every month regardless of how much you spend.
did you have to contact chase to get the limit bumped up or it was automatic?
Nice. Can you buy gift cards like psn or xbox money with it?
My credit cards are all 1.5%. So would this be worth it for me?
I probably spend only 1500~ a year at amazon on average.