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Do you carry cash?

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As User , all the purchase if possible.

I can get at least 1% cash back on every purchase or

3 months installment with 0% interest.


As Business owner, I do not accept credit/debit card because
-I lose 2.xx%-3.xx% on every transaction to the bank and credit card company

-Tax Tax Tax Tax Tax (It easier to fool the IRS with cash transaction)
 
MaxDOL said:
As User , all the purchase if possible.

I can get at least 1% cash back on every purchase or

3 months installment with 0% interest.


As Business owner, I do not accept credit/debit card because
-I lose 2.xx%-3.xx% on every transaction to the bank and credit card company

-Tax Tax Tax Tax Tax (It easier to fool the IRS with cash transaction)
Click to expand...

Er, I don't think you should just up and admit to tax fraud. That's serious trouble you could get into.
 
I keep a spare 50 EUR note in my wallet at all times. Just in case.

The one I have in there now has been with me for at least four months. Use a debit card for almost every purchase anyway.
 
£20 in my phone case.No card.
My GF carries cash and card, unless I'm carrying her purse.
Except on a night out, I'll carry the money in my pocket.
 
Nope. The only time i carry cash is when i'm going to a concert and i need parking money (They need to start carrying square). I get tipped so carrying around dollar bills would suck.

Brakke said:
hey. you idiot.

pay your fucking taxes.
Click to expand...

???
 
MaxDOL said:
As User , all the purchase if possible.

I can get at least 1% cash back on every purchase or

3 months installment with 0% interest.


As Business owner, I do not accept credit/debit card because
-I lose 2.xx%-3.xx% on every transaction to the bank and credit card company

-Tax Tax Tax Tax Tax (It easier to fool the IRS with cash transaction)
Click to expand...

Did you just confessed to tax fraud?!
 
Sometimes. Though I never go out of my way.

Occasionally my job pays me for reimbursements in checks instead of direct deposit, and I always cash those.
 
I was on vacation on a Greek island on the weekend -- a Turkish couple staying at my hotel had 7,000 Euros (plus credit cards, plus passports) stolen from them at a beach.

I guess the first question one should ask is: why take 7,000 Euros to the beach. I took exactly 17E and still felt nervous.
 
Considering where I live it's kinda necessary. Plus it saves time to just hand over cash. Usually it's the equivalent of $80.
 
NEO0MJ said:
Considering where I live it's kinda necessary. Plus it saves time to just hand over cash. Usually it's the equivalent of $80.
Click to expand...

How does it save time though? Sounds like card payments are pretty inefficient where you live. Here in Sweden I just insert my card into the terminal, punch in my PIN, and accept the amount (the last two steps are often combined). Done. If this at a supermarket I'll insert the card and enter my PIN while the cashier is scanning my items, and once he/she is done I just press "OK" and I'm done. Much, much faster than cash could ever be.
 
Yeah, a lot of places here still don't take card and if they do you need to spend over £5.00 or end up having to pay a 25p fee which adds up if you really wanted to do it every time.
 
wighti said:
What's it with cash and haircuts? They all do the job without receipts and just evade taxes?
Click to expand...
Smaller corner shop hairdresser salons usually don't spring for a payment terminals. Those terminals cost a lot to rent, smaller businesses have no use for them.
 
Weird. Here, in Finland, it's really really hard to find a place that doesn't accept card payment. Can't remember the last time I haven't been able to buy something because I didn't have cash on me.
 
CSJ said:
Yeah, a lot of places here still don't take card and if they do you need to spend over £5.00 or end up having to pay a 25p fee which adds up if you really wanted to do it every time.
Click to expand...

Making the customer pay the transaction fee was outlawed in Sweden. Which led to some smaller shops not accepting card payments below certain amounts, yeah. Bit annoying, but rarely poses a problem for me.
 
RoadHazard said:
That was outlawed in Sweden. Which led to some smaller shops not accepting card payments below certain amounts, yeah. Bit annoying, but rarely poses a problem for me.
Click to expand...

I wish it was here, but it's the bank charging stores; we don't want to cover the cost.
Doesn't stop people complaining at me about it though like it's my fault! :P
 
RoadHazard said:
How does it save time though? Sounds like card payments are pretty inefficient where you live. Here in Sweden I just insert my card into the terminal, punch in my PIN, and accept the amount (the last two steps are often combined). Done. If this at a supermarket I'll insert the card and enter my PIN while the cashier is scanning my items, and once he/she is done I just press "OK" and I'm done. Much, much faster than cash could ever be.
Click to expand...

The clerks at the store handle most of the steps where I live (probably don't want you to mess anything up) and I feel the machine works too slow. I often hand an exact amount as well to make it easier.
 
I only have cash on my if I'm nipping into town to buy a bit of milk or anything that costs less than a fiver.

Anything more than that - card everytime
 
Jzero said:
why do people do this? Paying for your own meals seems ideal.
Click to expand...

I completely agree. This always annoys me. There's always some people paying for their own meals and working out the money whilst other people keep saying "everyone just throw in £25 each" or something. And some people look at you weird that you want to do it that way. I don't want to pay for someone else's meal just as much as I don't want someone else paying for my meal. It does just seem simpler if everyone just pays for themselves.
 
I always have some cash with me, usually between 10€ and 60€, but barely use it. It's mostly to buy bread and use the laundromats. I would withdraw coins instead of bills if I could.
 
Alx said:
I always have some cash with me, usually between 10€ and 60€, but barely use it. It's mostly to buy bread and use the laundromats. I would withdraw coins instead of bills if I could.
Click to expand...

Man, coins are the worst. So much dead weight rattling around in your pockets, worth almost nothing.
 
RoadHazard said:
Man, coins are the worst. So much dead weight rattling around in your pockets, worth almost nothing.
Click to expand...

They are, but my baker will always give me a dark stare when I pay my 1.20 € baguette with a 20€ bill. And I'll end up with 18.80€ in coins anyway, so I'd rather skip the first step altogether.
 
Cash for everything. I only have a debit card that I use for buying things online. Credit cards are for the sheeple.
 
Yep. Always around $15 to 25 as you never know when you might need it. Some places may not be 100% safe to use a credit card.

I do try to use my credit cards as much as possible due to points/rewards... with that mentality it is better than cash as getting on average 2% cash back on everything is better than nothing (between deals and 3, 2, 1 percent cash back using Bank of America.
 
To be fair more like I work around tax loop hole. When you live in the third world the tax's law here is very much undeveloped compare to developed countries.

Example; I put most of my personal expense as my business expense (Car,Furniture,dining ---> less business profit ----> less tax)

I do pay full tax on my won salary though.(Need for personal credit score)
 
I used to just carry a card around, until I got a flat on my bike and had to walk an hour to get home. Now I carry a £5 note if I ever need a bus in an emergency.
 
I only pay cash.
I do carry a credit and a debit card though. The debit card for withdrawing from my bank account if I need more cash, the credit card if something really awful were to happen like a zombie apocalypse and I needed to buy the nearest supermarket.
 
99hertz said:
Debit/credit cards make you spend more so I don't like to buy things with mine. I only use it online because Paypal didn't want my bank account.
Click to expand...

Why would it make you spend more? Maybe with a credit card that could be true, but with a debit card you're only spending what you have. It's really no different from withdrawing cash and then paying with that.
 
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