• Hey Guest. Check out your NeoGAF Wrapped 2025 results here!

Equifax Data Breach could affect 143 million customers

Looks like I'm going to be doing a freeze. Going to be apply for a mortgage soon so I don't need this to affect it.

Looks like Michigan costs $10 to freeze and unfreeze. cool
/s
 
Yukiari said:
Yea, it's just I'm having a hard time deciding on which one is right for me. someone who has just painstakingly rebuilt my credit after teenage misuse and a prior stolen identity utility bill fraud. It took me years to drag it up from the 500 to the 750s. I think I'll just freeze and wait on getting a CC. Thanks.
Click to expand...

Yeah, you can just freeze and then do a temporary release when you have a card picked out.
 
Paying off my CC and saw an unauthorized access for $25.

Checked that website just now and I'm affected.

RIP.
 
So...Class Action lawsuit when? It's not like we have a choice in them having our information.

hitme said:
Paying off my CC and saw an unauthorized access for $25.

Checked that website just now and I'm affected.

RIP.
Click to expand...

I mean, it's basically going to affect almost everyone.
 
Decided I'm going to freeze all 3 when I get home after work tonight. Might as well be as safe as possible, $10 isn't a lot and that's better than dealing with a fake credit sign up etc.
 
Apparently you can now opt-out of the arbitration clause...

Also:

xsxPaqq.jpg
 
879210dd09.png


1) I'm surprised because I'm pretty sure I've directly used their services.
2) Why on Earth would they think I'd become their customer after this?
 
They really need to do away with the outdated SSN as a means of identification. It should at the very least also be tied to a finger print.
 
Freezes in place. Thirty bucks for Peace of mind. :(

I also have credit monitoring so hopefully although it said I was affected by this, its impact wont hurt too much.

Although I checked the Equifax site and it told me I was affected I did not sign up for their monitoring. Is that something I should also be considering?
 
dallow_bg said:
Apparently you can now opt-out of the arbitration clause...

Also:

xsxPaqq.jpg
Click to expand...

It isn't registered to them? I must have given them the benefit of the doubt. How stupid can you get. Like i said they don't give a damn, they cant be this clueless.
 
Darg said:
It isn't registered to them? I must have given them the benefit of the doubt. How stupid can you get. Like i said they don't give a damn, they cant be this clueless.
Click to expand...

And they publicly announced that this was the page people should use to see if they were affected.

It's kind of shitty that Ars is questioning that. Don't put more doubt into peoples' minds when they're already dealing with a stressful situation.
 
louiedog said:
879210dd09.png


1) I'm surprised because I'm pretty sure I've directly used their services.
2) Why on Earth would they think I'd become their customer after this?
Click to expand...


Lol my message said I may have been impacted and asked me to enroll in that stuff too. I'm just gonna take a step back for a minute.
 
Question on freezing - does it only prevent new cards/loans being opened? I have a car loan I'm paying off but it's through my bank.
 
Maybe I'm being silly, but I'm kind of scared to do the freeze. I'm afraid it's going to make applying for jobs a nightmare, or that I'm going to lose the pins.
 
I put in a freeze with TransUnion and Equifax. Experian is saying some bullshit about not being able to do the request based on the info I provided.

Edit - And also put in a fraud alert.
 
I sent my alert through Experian because TransUnion site getting hammered.. Don't know if I should do a credit freeze though.. Anyone have experience with credit freezing?
 
So I checked that site again and I'm supposedly not affected, but my husband supposedly is. Ok. We both put fraud alerts on ourselves yesterday just in case anyway.
 
Transunion seems to be up and running again.

Just doing the initial 90 day thing for now. Might look into freezing though
 
I might be hosed.

I put a freeze on Equifax, but it wouldn't load the PDF image to print and see my pin number, so now I have no pin number. Can't find who to call or e-mail.
 
Somnia said:
I might be hosed.

I put a freeze on Equifax, but it wouldn't load the PDF image to print and see my pin number, so now I have no pin number. Can't find who to call or e-mail.
Click to expand...

Stuff like this is why I think I may hold off on the freeze. I'm scared I'm either going to lose or not get the pin, and then I'm screwed.
 
Nice to see they're potentially covering their own asses.

"SEC filings show that three Equifax executives – Chief Financial Officer John Gamble Jr., workforce solutions president Rodolfo Ploder and U.S. information solutions president Joseph Loughran – sold nearly $2 million in shares in the company days after the cyberattack was discovered. It was unclear whether their share sales had anything to do with the breach.

Equifax said in a statement that the three executives sold a "small percentage" of their shares on Tuesday, August 1, and Wednesday, August 2, adding they "had no knowledge that an intrusion had occurred at the time they sold their shares."
 
Just set up an initial fraud alert. I'm going to think this over for a day or two, but I may end up doing a credit freeze as well.

This really sucks.
 
SDCowboy said:
Stuff like this is why I think I may hold off on the freeze. I'm scared I'm either going to lose or not get the pin, and then I'm screwed.
Click to expand...

I sent an email to Equifax which made no sense as everything was business related. I would hope they have a way to give me this info.

edit: They better have a way, if I just permanently froze it and have no way to unfreeze it I'm screwed.
 
Just froze my TransUnion, Equifax, and Experian accounts. I also froze my ChexSystems account (that one did not have a fee). Otherwise, here in CA, each company charged $10 to perform the freeze.

As a student who built my credit up from the time I was 18 and has an excellent credit score right now, I don't want to take any chances. Fuck this shit.

Edit: For those wondering, either you get to choose your own PIN or they will send you one in the mail in a few business days. Just keep your PINs in a safe place.

Edit 2: Also, not my website but this has all the phone numbers, addresses, and links to the credit reporting agencies: http://clark.com/personal-finance-credit/credit-freeze-and-thaw-guide/
 
#Firstworldproblems:

If you are planning on getting the iPhone 8 (or iPhone Pro or whatever it's going to be called) at Midnight PST of whenever the preorders open up, and you're planning on using Apple's iPhone Upgrade Program, a credit check will occur and a freeze can prevent it from going through in time to get the preorder in on time. It's a pretty low concern in light of the breach but it's still something to consider for that slice of the population.
 
mindatlarge said:
Nice to see they're potentially covering their own asses.

"SEC filings show that three Equifax executives – Chief Financial Officer John Gamble Jr., workforce solutions president Rodolfo Ploder and U.S. information solutions president Joseph Loughran – sold nearly $2 million in shares in the company days after the cyberattack was discovered. It was unclear whether their share sales had anything to do with the breach.

Equifax said in a statement that the three executives sold a "small percentage" of their shares on Tuesday, August 1, and Wednesday, August 2, adding they "had no knowledge that an intrusion had occurred at the time they sold their shares."
Click to expand...

Bullshit. The company knew since July, I find it hard to believe it took weeks for something this big to make it up to the C-levels
 
You must log in or register to reply here.

Similar threads

McDonald's AI hiring chatbot exposed data of 64 million applicants with "123456" password
21
949
Mistake replied
Affection Trailer (2026)
9
240
poodaddy replied
If Wishes Could Kill | Netflix | Korean Drama | Out Now
1
90
Werewolf Jones replied
If you could go on any game show, what would it be?
33
382
Grenseal replied
Reddit Could Be The Next Platform To Force Face ID
Community 
45
504
Solarstrike replied
Top Bottom