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[Peter Sjöstrand]

Congratulations, nothing like being debt free

 

[Metroxed]

Good for you!

I'm on my fourth and last undergraduate university year, but in Europe, so no student debt for me.

 

[Wanace]

Congrats! It's my dream to be free too.

24.5k to go....

 

[Ghost]

Just checked mine for the first time in 7 years, £1400 to go! I can almost taste it!

 

[squall211]

no one is happy for you.

I'm happy for him. I'm doing the same thing he is. Still have a couple years to go myself, but it's going to feel so damn good when that debt is gone.

 

[PetriP-TNT]

I'll start paying next year, I am seriously considering just paying it all away with my savings instead of slowly nudging it away forever despite the low rate of interest. 8000 euros / Finland

 

[clem84]

lol

 

[Evenball]

Grats, OP.

I've still got about $35,000 to go from my original $60,000+ I graduated with, but for the last 2 years I've been paying an extra $150/month and I'm ahead by about 12 months on one loan and a few months on the other. I hope to be free too in a few years.

 

[Nabbis]

We don't need to pay for education here. Snarfsnarf.

 

[Jacobi]

German here, we don't need to do student loans ... I'm thinking of doing one so I can live better and enjoy my student years more, but reading the horror stories of Americans kinda scares me off that

 

[newdayrocks]

Only four years?!

This is my 15th year of paying mine off, and I'll finally be done this August!

 

[JCX]

Congrats OP! I'll be paying mine until the 2020's, and that's if I don't have any big financial setbacks between now and then.

 

[Vitten]

Congratulations !

Though I can't say I shared your pain as devilish European socialism made my college education almost free.

 

[hateradio]

I totally missed this.

You should get a form in the mail every year telling you how much interest you paid, and yes, there is a credit you should be filling out on your return for it. It's nothing huge, though. I think we got about $400 back this year for it (out of the thousands paid in interest).

I haven't paid any of it back, so it's just accumulating.

I don't think I got anything from it last year, though I did get one for my tuition from my university.

 

[SpinningBirdKick]

Now get a mortgage.

 

[timetokill]

Congratulations OP.

I have to say, I'm jealous. Unless bankruptcy protection is reinstated for student loans I'll never pay mine off. It feels as miserable as it sounds.