I don't think having a Gold account is even a prerequisite. And it's not phishing. I'll post the same thing I did in another topic:Zoe said:There doesn't seem to be any protection against this current wave of hacks aside from not having a Gold account.
http://arstechnica.com/gaming/news/2...1#comments-bar
The community manager at Activision had his account hacked, as well as others in the industry. Element here on GAF, who used to work for Microsoft, had his account hacked with no idea how it happened.
In fact, a lot of the people have said that they practice safe computer security (complex passwords, never opening untrusted sites/emails). A few have even said that they've never even used their Windows Live ID on anything other than the Xbox itself.
There's definitely something different about this series of hacks. I don't think it's FIFA or EA though. That must just be an endpoint that has spread amongst the account thieves because of how easy it is to just sell the FIFA content for real money on eBay (or other sites).