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You ever have a friendship ruined over money? $145

rackham

Banned
Loaned this guy money a long fucking time ago. Said he'd pay me last week- on his own. I did not set a time frame but I told him I'd like asap. Ignores me all weekend. Straight up blocks my number for two days and claims it was an accident. Ignores my call again all day after saying he'd come by around 4- it's now 8- ends up ass dialing me at some point today, realizes I'm on the phone listening to his conversation and trying to get his attention and hangs up on me.

Of course you know the saying that you should never lend money. The dude knows my situation and how stressed I am. I cannot fathom how I was friends with this type of asshole for years.

Oh, and after calling his phone for a straight hour from two different numbers, he responds and says "YO, I'm at work let me call you right back" *click*

Yeah man. Totally believe you're at work at 8pm.
 

Fat4all

Banned
I've always been cautious over money stuff like this. Even if I'm struggling, I never ask friends for money over the worry that I might not be able to pay them back in a timely matter, and if I loan someone some cash it's never a whole lot, or enough that I'd miss it.

I think the most I've stretched that was selling my 47" flatscreen to my friend and letting him pay for it in small chunks, but he kept up with the payments no problem.
 

rackham

Banned
Never lend money to friends that you wouldn't be happy to give as a gift.

Honestly if the dude just said he doesn't have it right now I would be understanding but the way he's ignoring me, you would think I'm a loan shark looking to break his legs. He's not even acting like I'm his friend at this point.

This is a guy I've bought lunch for numerous times, invited to my house for lunch and have generally gone out of the way for.
 

Triteon

Member
No. 90% of time when I've lent money to friends I've gotten my money back
and the other times they have been in a genuinely bad place and I know they couldn't get me back.
 
Also never take bets from friends no matter how much you trust them. Even if it's like 20 bucks you'd be surprised how many people end a friendship just to not have to pay you.
 
Don't lend money to anyone expecting it back, yes even friends.

Yep.

I've given one friend in particular money before when he was especially in need. Tried to come back at me with the "I'm accepting this as a loan, man. I'll get you back" rhetoric. I told him he could see it as a loan if he wanted to, but I saw it as a gift.

Dude never paid me back for it and I've never brought it up or held it against him precisely because I always treated it as a gift.
 

FUME5

Member
Never lend what you're not willing to give.

Having said that, your friends an arsehole, it's not about the money, it's about him not being straight with you.
 
I have a friend that basically refuses to let me pay him back for little stuff. Like if we split an uber and I try to pay my portion, he won't take the money. Neither of us are hard up for cash, but he'll just make it awkward. Just take the $10 I owe you!
 

Kill3r7

Member
No because things have a way of ending up even. That said, I do not loan friends or family money that I am not willing to part with. Same rules apply for gambling.
 
Be very careful who you call a "friend". Ain't just telling jokes and getting along and being into a hobby together.

I do as much as I can to vet the character of anyone that seems to be a friend.

Doesn't mean we have to agree on everything but there are some non-negotiable like character, integrity, stability...etc. At this point in life if dude is CONSTANTLY asking me for dough I'm not rocking with them. Been through too much bullshit on that type of stuff. No thanks.

One thing I've learned is on this journey of life: You can't take everyone with you.
 
I have a friend that basically refuses to let me pay him back for little stuff. Like if we split an uber and I try to pay my portion, he won't take the money. Neither of us are hard up for cash, but he'll just make it awkward. Just take the $10 I owe you!

Hihi, that's me.
I just love doing this...
 

halfbeast

Banned
Dude never paid me back for it and I've never brought it up or held it against him precisely because I always treated it as a gift.

yeah, never loan money, if you treat it as a gift, you'll avoid dealing with a lot of headaches.

worst thing is, when it's been months and they come with the "didn't I already pay you back?"-line. ugh.
 

BeforeU

Oft hope is born when all is forlorn.
lol how old are you guys?

I have to collect like 2-2.5k from my friends combined. We have an excel sheet where we do all the tally. We haven't cleared our balances since December lmao

I am sure I owe them a lot too. We planning to sit down to do this only on coming long weekend. We gonna chill, watch a movie and transfer each other the money. Its kinda tradition now.

If I show you my excel file you will laugh, because we even put 5$ for parking divide it by 5 people. Every cent is accounted for, and we all are on same page. This is going on since 10 years I think.
 

Fat4all

Banned
lol how old are you guys?

I have to collect like 2-2.5k from my friends combined. We have an excel sheet where we do all the tally. We haven't cleared our balances since December lmao

I am sure I owe them a lot too. We planning to sit down to do this only on coming long weekend. We gonna chill, watch a movie and transfer each other the money. Its kinda tradition now.

If I show you my excel file you will laugh, because we even put 5$ for parking divide it by 5 people. Every cent is accounted for, and we all are on same page. This is going on since 10 years I think.

it sounds like the kind of thing I wouldn't want in my life at all
 
I let my friend borrow like $400 to buy a used MacBook. We ended up having problems due to his girlfriend because she was like 5 years older and was looking for a serious relationship which didn't include him having friends. Luckily I ended up getting my money back after a year.

We ain't friends no mo tho
 
I've told the story on here before but it cost me £250 that I didn't need at the time. Didn't want the money right away but he started avoiding me and not returning calls and texts that had nothing to do with the money.

It was weird.

He hasn't contacted me in 4 years.
 
Only lend money to a friend if you know they will pay you back or if you can deal without getting the money back (but then never loan them money again).
 

BeforeU

Oft hope is born when all is forlorn.
it sounds like the kind of thing I wouldn't want in my life at all

Honesty and trust is everything for me. And I only get along with such people. I have 5 close friends and 2 cousins in my family who are more closer to me then my own sister. But these are the kind of people who I can call 2am in the morning asking for help and they will offer without hesitation.
 

AppleBlade

Member
As a minority who grew up in the hood, relatively poor and on welfare where all of my friends and family were basically the same and then rising to where I am now (master's degree, 100K+ household income, house in a nice suburb, etc.) I've lost or soured many relationships along the way due to money. From when I hit 16 and began working friends and cousins would ask to "borrow" a few bucks here and there and eventually I had to leave all those unambitious people behind. I didn't work my behind off so you can buy cigarettes ... nor is it fun to always drive and have no one contribute for gas ... or to arrive somewhere to have someone declare they have no money so we shouldn't do something fun (unless I decided to "lend" them a few bucks which I never saw again). When you move up the socioeconomic ladder, you kind of have to move your social circle up as well. I tried hard to not be "fake" and keep it "real" but it just can't work.
 
Not money, but I loaned Soul Edge for PS1 to a friend and he never brought it back. I had to go to his house to get it and when he brought it out, the disc was scratched up so it was basically unplayable. It was Soul Edge man! I had to wait until internet was more popular to hear that intro music again. We were done.
 

vypek

Member
Yep. The thing is that the person had paid me back consistently and sometimes with interested in the past. Recently gave them money because they said they'd pay me back the next day which is not unusual.

Don't hear back the next day or day after when I contact them. Texts and emails are being ducked until one day I call real early and there is no response but the person texts me back asking who I'm looking for. I tell them and they tell me I have the wrong number and that the phone number was obtained last week. I asked for specific times because I told them I'm prepping information for my lawyer and going to file a lawsuit. No response.

Not two minutes later I get an email filled with excuses and saying they had their phone stolen and got no emails from me. They caught an attitude with me and was saying I wasn't a real friend or some garbage. Later missed the first payment they agreed upon.

I'm being partially forgiving because I know this person has a tough time but if they miss the next payment I'm definitely taking them to small claims court.

I'm generally generous with friends but this is the first time its kind of burned me, its worse cause this person has been so reliable with paying me back on time. Like a lot of times. Lending money has been mostly positive though.
 

shaneo632

Member
Lent a co-worker £100 about 10 years ago so he could go see his daughter half-way across the country. He quit work while he was out there and never came back and I never heard from him again despite sending numerous texts about the money.

Saddened me that he couldn't be honest or even just own what he did, but tbh I didn't miss the money and he clearly needed it (assuming his daughter actually existed).
 

dpunk3

Member
I tend to not care if friends pay me back. If I have it and they ask for it, it's theirs. Generally I'm a generous person (can't count the number of times I've spent $100+ on a gift for someone out of nowhere), but if someone says they're gonna pay me back, I expect it. When it's convenient for them. So far, I've never been disappointed or let down (or I'm really forgetful, either or). I lent my friend over $1,200 dollars and he paid it back (in a roundabout way, but semantics).

I'm also trusting enough of certain people to send them money, have them buy me something, and send it to me. I did this the other day with AirPods that were in a town my friend lives in. Funny thing about that actually, the things got stolen out of his car so he sent me the full amount back to get another pair.

I'd like to think I'm just trusting and choose my friends well, but some would argue that I'm too fast and loose with money which might be true. My fiancee brought up a good point that if you lend money to someone it's better to get it back with like "get me some fries next time we're out" or something.
 

JCHandsom

Member
You know what to do

Cage-Doom-Money-Honey-color.jpg
 

Zertez

Member
No, same with family. When I give friends or family money I consider it a gift not a loan, if they insist on paying it back that's fine but I don't expect it. I value my friends more than money.
 
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