This is false. Many have to purchase supplement plans or Medicare Advantage plans from private insurance. Base medicare generally covers 80% of your medical costs, you basically have a 20% co-insurance on everything. For elderly who have multiple doctors appointments a month and with expensive specialists supplement plans are a necessity.
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CBO Releases AHCA Score: Details Coming In
- Thread starter Black Mamba
- Start date
This is false. Many have to purchase supplement plans or Medicare Advantage plans from private insurance. Base medicare generally covers 80% of your medical costs, you basically have a 20% co-insurance on everything. For elderly who have multiple doctors appointments a month and with expensive specialists supplement plans are a necessity.
George Washington
Member
We need a government option.
https://www.youtube.com/watch?v=Ih7pTh20N5k&feature=youtu.be&list=PLErIJrtiGWSxXgW6DlpLFXeJhtc5e7oSa
Current AARP ads running against the bill in a number of states.
Current AARP ads running against the bill in a number of states.
That's never gonna come from the GOP.
astroturfing
Member
what does it mean in practice if an American doesnt have health insurance? they still get treated right..? just more expensive?
lets say you go to the ER without insurance and you have to stay overnight for some routine operation, but something goes wrong and you end up with sepsis in the ICU for two weeks, while they try every possible thing to save your life (countless bloodworks and antibiotics, MRIs, CTs, oxygen tank etc).. how much will you have to pay approximately?
lets say you go to the ER without insurance and you have to stay overnight for some routine operation, but something goes wrong and you end up with sepsis in the ICU for two weeks, while they try every possible thing to save your life (countless bloodworks and antibiotics, MRIs, CTs, oxygen tank etc).. how much will you have to pay approximately?
balladofwindfishes
Member
Millions
Either be in debt the rest of your life or go bankrupt. Most people choose the latter. Even with insurance, all of that will likely wipe out your savings.
astroturfing
Member
but thats madness.. what i described isnt uncommon, it happened to me and i had to pay only 160 euros, even without any insurance it would've been only 650 euros (3 weeks of treatments).
a lot of times you start with some relatively mild symptoms, and don't expect to even stay overnight in a hospital and think that it probably won't be too costly.. but things can go south fast (you might even be unconscious for weeks and not have any say what they do to you..) and you might have to stay for weeks or even months... how can it be acceptable in America that this can bankrupt a person? infections etc that can require lengthy stays aren't even rare!
Justin Bailey
------ ------
Don't think they're gonna throw a pep rally now.
thecouncil
Banned
So their problem with the death panels was that they were an unnecessary middle man?
Baron Aloha
A Shining Example
We need single payer.
IrishNinja
Member
guarantee you if ryan & co could work in stripping more people they'd spring for better beer
"The uber wealthy need those tax cuts."
Fox Mulder
Member
.
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Pagusas
Elden Member
*insert this is Sparta gif*. That's how it is in the US. If you don't have insurance you are screwed. Its why I urge anyone here who chooses to buy an iPhone or game over insurss to reconsider asap (not saying that that is a commonly done thing, but their are people who don't prioritize insurance, or say they'd rather pay the Obamacare tax fine instead of getting it). You literally could destroy your financial future by not having insurance, everything but food and shelter should be secondary to getting it.
Tawney Bomb
Member
Only 23 million instead of 24? That's 1 million extra iPhone sales!!
Seriously though, pretty shit.
Seriously though, pretty shit.
Chezzymann
Member
CBO is ran by obama lovers, NOT true patriots. Everyone there should be fired and replaced by people who want to make America great again!!
Never going to happen. Not without a public option first, at least. Thinking we could replace all of the insurance corporations in this country with single payer is fantasy.
Next on the ACA's agenda has to be price controls and the public option.
OT: Republicans are scum, color me surprised. They rushed this through because they knew this would happen. Maybe don't pass a shit bill without knowing its effects, dumbasses.
Exactly. Something like the ACA was needed to gradually transition into single payer if we ever want to get there. Health insurance and related industries make up over a sixth of the economy. You can't turn on a dime without serious consequences. It's why insurance industries, pharmaceutical companies, for profit and non profit hospitals, etc. Which, unless something happened I'm not aware of, none of those groups were consulted with creating Paul Ryan's excrement of a bill.
Partially, that's the issue with the AHCA. The ACA is the conservative health care plan. Anything more conservative than the ACA is going to result in massive issues as it's applying cuts to something that is already a huge compromise. I really hope people wake the fuck up and realize that you cannot go any further right with health care. You can improve the ACA, you can create a public option, but you can't remove the ACAs protections without literally causing death or bankruptcy to millions of Americans.
http://www.foxnews.com/politics/201...se-number-uninsured-by-23-million-report.html
Lower premiums and 23 million fewer uninsured? Sounds great!
>_>
Lower premiums and 23 million fewer uninsured? Sounds great!
>_>
The fact that THAT is their spin shows how awful it is.
Pagusas isn't exaggerating; if you had that situation where you're in the ICU for weeks, it really could end up being in the 7 figures. No insurance, you're screwed. A large percentage of people here in the US will have insurance through their employer, and would never see such a large bill, but not everybody has that, which is why we need Medicaid, ACA, etc. But many people WITH the insurance don't see why we should move to universal healthcare, because they would likely have to pay more in taxes for this guaranteed healthcare (so "fuck you, I got mine").
exmachina64
Banned
We're all temporarily embarrassed billionaires.
thechristoph
Sir!
I had to pay for an operation that my insurance denied. I was able to see what the hospital would charge an insurance company, a figure that approached 100,000, compared with what they called the "self-funded" cost, which was 20 grand.
Obviously I don't know their margins; maybe they lost money on me. But I doubt it. It left me with the feeling that health care costs are completely bullshit. The hospital makes up whatever-the-fuck price they want and charge the insurance company. The insurance company can respond by raising premiums because your company pays the bulk of the premium, so what should be increased wages becomes increased premium contributions.
Not a very well thought out theory but every report about the cost of healthcare just makes me think the whole thing is one huge work and we have no power to do anything about it.
Obviously I don't know their margins; maybe they lost money on me. But I doubt it. It left me with the feeling that health care costs are completely bullshit. The hospital makes up whatever-the-fuck price they want and charge the insurance company. The insurance company can respond by raising premiums because your company pays the bulk of the premium, so what should be increased wages becomes increased premium contributions.
Not a very well thought out theory but every report about the cost of healthcare just makes me think the whole thing is one huge work and we have no power to do anything about it.
Isn't that called part C?
The Republicans are never going to take an entitlement away from the olds.
You are probably right, but I bet if you look at the company it does make that atrocious of a profit.
The whole distribution system from that compliance production line to the leg is massively fucked.
Whoa whoa whoa, are you suggesting that there's a racket where people will pay an inflated price when they're sick?! Well I never. Sounds like you hate jobs.
whalenapp81
Member
It's not as simple as that. Even with the ACA, insurance for my wife was almost $500 a month. And if I didn't get insurance through my work I would be uninsurable.
It's true, sadly. I live in fear of being put in a scenario where an ambulance has to be called to take me to the ER. The cost would destroy me if the health complication itself doesn't first.
I have had actual nightmares where I turn doctors away, telling them "I can't afford this, I have to leave"
Fenderputty
Banned
Depends. I worked for a manufacturer that also acted as a distributor. They recorded profit when product moved from China to the US. Then recorded profit from US manufacturer to US distribution. The again from distribution to the consumer.
Where they ever​ sued? What was their business lability insurance cost?
Anecdotal but my business insurance, not as high a risk as medical, is about 4% of revenue.
Fenderputty
Banned
I was in sales at the distribution level so I wasn't privy to that info.
I agree with you though. Something that costs cents to manufacture could be sold and shipped and inventoried 10 times before it hits the consumer and at each step of distribution profit is made. The company I worked for made sure they were involved in as many steps as possible. They actually sold stuff as American made because the parts were manufactured in China and then assembled here
That being said, no amount of distribution levels should result in a cheap plastic products costing $5500
JetBlackPanda
Member
People are so brainwashed on this stuff. I'm seeing post on the local news site (Utah) and holy shit it's insane. Obamacare this socialist that, it's not my problem to pay for fat sick people and illegals. Let me pay or not it's my choice.
Blah. Blah blah
It makes me want to fucking scream. I did nothing wrong and got type 1 diabetes FUCK me I guess.
They don't understand that single payer is the option
Blah. Blah blah
It makes me want to fucking scream. I did nothing wrong and got type 1 diabetes FUCK me I guess.
They don't understand that single payer is the option
Macho Madness
Member
Poll: Only 20% of Americans support the AHCA
(Taken before CBO score)
(Taken before CBO score)
That's America.
Anoregon
The flight plan I just filed with the agency list me, my men, Dr. Pavel here. But only one of you!
then what do you do the second month
My Trump-voting father in law would say the same thing, and he ate his way into type 2 diabetes, major heart surgery and now dialysis.
These people are nuts.
Being surrounded with people, local news, and Fox News every day who reinforces this every day of your life will do that.
Republicans were swept in on repealing Obamacare and will be swept out on repealing Obamacare.
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