Slayer-33
Liverpool-2
Wtf dude freeze all the shit, daamn
-
Hey, guest user. Hope you're enjoying NeoGAF! Have you considered registering for an account? Come join us and add your take to the daily discourse.
Equifax Data Breach could affect 143 million customers
- Thread starter PsychoSoldier
- Start date
Wtf dude freeze all the shit, daamn
I put my info into the site and it said I was affected.
Dr. Feel Good
Banned
I had two fraudulent credit cards applied through my social security number today through Capital One and Wells Fargo
I check my credit score weekly via Credit Karma, and am extremely protective of my information, have credit score of 800 and have never had a fraud issue in the past. I don't think it's a coincidence.
Very Berry Sunday
Member
I checked CreditKarma and so far my credit is pretty good at 800+.
Slayer-33
Liverpool-2
Don't think inquiries will be allowed with a freeze.
Fraud alerts are a step below them.
So I did the alert on Equifax and it says it is for both that and Transunion. Does that mean I do not have to set it up on Transunion now?
Edit: Okay so it appears setting up the fraud alert on equifax automatically sent directly to Transunion and Experian, so I guess you only need to do it there. Assuming what they said in the receipt it true.
Edit: Okay so it appears setting up the fraud alert on equifax automatically sent directly to Transunion and Experian, so I guess you only need to do it there. Assuming what they said in the receipt it true.
Equifax had 'admin' as login and password in Argentina
Absolutely unreal how neglectful this organisation was to people's privacy/livelihoods
Absolutely unreal how neglectful this organisation was to people's privacy/livelihoods
DudeWithNoName
Member
This is true. My information was stolen from the big IRS hack in 2015. I worked with them to set up a private PIN number for my federal return that I use every year. On top of that, I file my state and federal taxes THE DAY I get all of required W2s, etc.
So basically my SSN and all information has been leaked twice. By the fucking government and now these assholes at Experian.
I just did mine earlier this morning and I had no issues.
Plinko
Wildcard berths that can't beat teams without a winning record should have homefield advantage
My mistake--it was the fraud alert site.
Edit: Just tried the credit freeze and it, too, said it couldn't be done at this time. Amazing.
QuantumZebra
Member
I don't know whether to freeze my credit or what.... at a loss here.
Just bought a house, paid off our car, and my credits on the up... should I freeze it now? Wait and see if anything weird happens?
heavy liquid
Member
Just froze all three online, no problems. What a pain in the ass.
Freeze now, unless you're planning on buying a new car or opening a new credit card in the immediate future. Why wait to see if/when someone steals your identity?
Freeze now, unless you're planning on buying a new car or opening a new credit card in the immediate future. Why wait to see if/when someone steals your identity?
They seriously need to be brought down. This amatuer hour is way worse than I imagined.
No way do they deserve unsolicited accesss to our personal data.
QuantumZebra
Member
Will it freeze/stop my credit from improving? Or does it just prevent new stuff in my name?
what the fuck are you doing equifax???
Well shit im getting on that now
Trying to freeze my credit through Equifax.. damn system is down.
Only thing a credit freeze does is prevent new accounts from being opened until the freeze is cancelled/thawed. All your other credit cards and credit lines will still work and continued use of them should improve your credit score.
Only thing a credit freeze does is prevent new accounts from being opened until the freeze is cancelled/thawed. All your other credit cards and credit lines will still work and continued use of them should improve your credit score.
Put on a fraud alert for my wife and I, but also looking in to freezing our accounts as well. In the process of migrating to a new password manager and replacing all of my existing passwords with new randomly generated ones in addition to freezing everything.
I heard that there are rumors Equifax is working on a method of freezing all three of your accounts from one central location. This would be great - I'm tempted to wait until this goes through for the sake of ease.
I heard that there are rumors Equifax is working on a method of freezing all three of your accounts from one central location. This would be great - I'm tempted to wait until this goes through for the sake of ease.
Good to know, thank you.
Darryl M R
Member
I've been unable to keep up with all of the news this week.
From the description of what happened I'm surprise there isn't a louder uproar.
When I get the chance I will set up fraud alert for myself. Is it fairly easy to set up?
From the description of what happened I'm surprise there isn't a louder uproar.
When I get the chance I will set up fraud alert for myself. Is it fairly easy to set up?
Slayer-33
Liverpool-2
They need to be hung for this shit HUNG. Fuck these mother fuckers
Ok fuck this, I'm gonna do a freeze. Already did an alert as soon as I saw the news but it's obviously not enough.
I am so pissed at this. Was going to wait a few days to lock my credit with Equifax because that automated pin numbers... The majority of the credits that are locked would have the day of, or the day after the leak took place.. so a good portion of that pin number would have already been known.
Now the fucking system is down. An employee login had admin/admin as the username/pass... what the fuck. We put our trust in these guys because we have absolutely no option not to, and this is the security they use? This is gonna ruin thousands of people's lives.
Now the fucking system is down. An employee login had admin/admin as the username/pass... what the fuck. We put our trust in these guys because we have absolutely no option not to, and this is the security they use? This is gonna ruin thousands of people's lives.
SoundofSilence
Member
The site is not accurate. Nothing about Equifax should be taken as gospel. Therefore, everyone should protect themselves no matter what Equifax says.
Secret Character
Member
I've decided I'm not signing up for Equifax's monitoring service. There is the ever-impending class-action suit (that might be the largest of it's kind ever recorded) and I don't want to take myself out from being a claimant.
I wouldn't be surprised if, by this time in two years, Equifax's information isn't credible by banks and lenders.
I wouldn't be surprised if, by this time in two years, Equifax's information isn't credible by banks and lenders.
LegendofDragoonLives
Member
Canadians affected much by this or what? :S Doesn't help I know the absolute minimumin regards to this topic 
Just did it online with Transunion but the other two had errors when I tried online so I gotta call them. Motherfuckers.
Edit: does anyone have a working phone number for Experian? I get a busy signal when I call the one on their website. These fucking chucklefucks....
Edit 2: got a "working" number but the automated system claims they can't do it over the phone. Motherfuckers.
RustyNails
Member
Worst part is that a Republican bumpkin from Idaho is the head of banking committee and said we dont need to hold hearings and question equifax executives.
I have never had any doubt in my mind that the exec's would even get a slap on their hand for not putting security over profits. Nothing will happen to them. Millions of americans will have to pay the price.
I signed up for Credit Karma today. They say they will notify me of any inquiries.. think this will be enough? I have a car purchase coming up soon and potentially could be moving and dealing with the credit freeze seems like a hassle.
Very Berry Sunday
Member
You might want to set up a Fraud Alert if you're not going to freeze credit anytime soon.
Was finally able to get the freeze on the phone with Experian. They said they'll mail the PIN. Did anyone else have to get theirs mailed? Should I call them instead?
Need to do Equifax and Chexsystems still... and my husband's. Ugh
Edit: Chexsystems was easy as fuck online... Equifax number didn't work of course.
Need to do Equifax and Chexsystems still... and my husband's. Ugh
Edit: Chexsystems was easy as fuck online... Equifax number didn't work of course.
Local news
If it hasn't been posted:
Louisville law firm Jones Ward PLC takes aim at Equifax
http://www.courier-journal.com/stor...m-sues-credit-giant-jones-ward-plc/658397001/
If it hasn't been posted:
Louisville law firm Jones Ward PLC takes aim at Equifax
http://www.courier-journal.com/stor...m-sues-credit-giant-jones-ward-plc/658397001/
Yeah I did mine with experian earlier today. They said that the pin number will be mailed
I checked my credit report / open accounts, everything looks normal.
So I just did a Fraud Alert, its been months since data was breached, if it didn't turn into a problem yet, it likely won't if you use Fraud Alert. if there are no incidents of fraud, a Fraud Alert should render your information unusable by the bad guys.
Edit - Conspiracy Theory - They did this on purpose to sell TONS of credit monitoring programs. (Do they profit from freezes, its free in NJ to freeze, and $5 to thaw, but other States are more expensive., millions of people paying 5-15 dollars times 3 to freeze, and the same to thaw.)
So I just did a Fraud Alert, its been months since data was breached, if it didn't turn into a problem yet, it likely won't if you use Fraud Alert. if there are no incidents of fraud, a Fraud Alert should render your information unusable by the bad guys.
Edit - Conspiracy Theory - They did this on purpose to sell TONS of credit monitoring programs. (Do they profit from freezes, its free in NJ to freeze, and $5 to thaw, but other States are more expensive., millions of people paying 5-15 dollars times 3 to freeze, and the same to thaw.)
Dr. Feel Good
Banned
Don't think that way. I just got hit yesterday. Twice.
Were they hard or soft inquiries?
Wonder if there is a 'rush' to use the info suddenly that word got out of the breach.
I still put a Fraud Alert on just to be safe, and I'll be checking my open lines of credit every 2 weeks with Credit Karma
Dr. Feel Good
Banned
Both hard.
Good, thanks. For some reason I was able to do my husband's online but not mine.
So I got Transunion for my husband (need online account info) and Equifax for both of us to do. All the others are done. Having trouble with Equifax both online and on the phone.
Fraud alert is only 90 days, right? If your data has been leaked.. It is out there. Your SSN won't change. It also won't completely stop someone if they have done enough research on you and if they have been able to figure out some stuff. It helps but isn't 100% safe.
It has been months since the data has been breached. 143 million people though. If you haven't been hit yet it shouldn't be a surprise.. You just got lucky enough that you haven't been hit yet. It might be next week, next month, 2 years, or 5 years... eventually though, if your information is out there it is only a matter of time.
Did it say it was affected, or may have been affected?
Do they even do a more specific message?