It is interest free until you actually get the game so until then it is an interest free loan. Because other investors or banks would require a return on their money in addition to the principal amount.
The interest of fun and excitement of a new Shenmue game are probably worth it. But monetarily it is an interest free loan.
You really don't understand how kickstarter (or venture capitalism) works. Boyes laid it right out in the youtube clip.
a) sony isn't publishing this. yes they will see licensing fees and likely a cut based on their investment.. but only the same they see from any third party or invested external project.
b) projects on kickstarter are NEVER expected to have kickstarter and their ONLY source of funding. Kickstarter is merely a SINGLE source of funding. The same way most projects in this world see funding from a multitude of places. That people always get pissy when a Kickstarter project gets funding or publishing from an external-to-the-dev company just goes to show exactly how many people truly don't understand how venture capitalism and investment work.
c) the kickstarter is simply there to say (as it OFTEN IS), "is there interest in this?". Big money kickstarters are rarely there to say "give us this money as it's all we have to spend". It's more a gauge of interest. "If we raise $2M on Kickstarter, we can assume to see another $5M in post-release sales, meaning we can probably raise another $3M in external funding", etc.
d) add a, b and c together and you can see exactly where Sony fits into this. They are merely another investor. The kickstarter was backed, Yu Suzuki (and probably sony) have an idea of how big the game will probably be at minimum, so probably have a reasonable idea on how much they can safely commit to the project for a return on investment.
I believe PubFund (by Sony) merely stipulated an exclusive console launch. Pretty sure indie games came out under PubFund that saw PC releases simultaneous with PS3.. PubFund reimbursed 50% (up to $500K(?)) of the ENTIRE development of the project under those terms.. as long as it didn't launch on 360 or Wii/WiiU at the same time as PS3.I think it goes down to the PC version. Sony doesn't fund PC games. Somewhere, someone--Sega? Suzuki?--wanted a PC version and didn't want to pay for it. Sony pays for development and kickstarter funds the PC port.
Somebody here would prefer Shenmue 3 to be made on a shoestring budget?
At any rate, the game comes out unless something happens to Suzuki.
Sony really doesn't see the PC as a competing platform. The only thing Sony WON'T do is actually publish a game for PC.