It's your life. Live how you want. If it makes you happy, like you said, "YOLO!" I would of waited to pay msrp or less though. I'd rather not pay more then msrp for anything. That's me though. Congrats I guess. Enjoy. Don't worry over it though, you only have one life. Stress takes a lot out of it. Don't do that. It's not worth it. My 2 cents.