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Some fucking people (insurance fraud)

ReasonBeing

Member
So, I moved across the country last May. During my last day in my previous home, I sold two vehicles for cash to my neighbor, who was a friend. I immediately hopped in my U-Haul, and started the journey of hauling all of my family's belongings across the country. As one would imagine, I still get a lot of spam calls from numbers that are local to my previous residence. I ignore 99% of these calls.

I received such a call yesterday morning and let it go to voicemail, not thinking much of it. Later that evening, I decided to clean out my voicemail inbox and noticed the text transcript said my last name and had the phrase "accident on June 11th 2025" in it. I decided to listen, and it was a message from an auto insurance agent wanting to speak with me regarding an accident I was supposedly involved in.

I actually had a few voicemails from this number, all saying something similar. I immediately realized that I didn't pull my plates off of my previous vehicles, and my previous neighbor obviously must have gotten into an accident, while my old tags were still being displayed. So I contacted the previous neighbor, and they graciously stated I could give the agent their number, and they would immediately set the record straight. The problem was that they swore up and down they had not been in any accident with the vehicles. I got some things in order and call the agent back.

The agent reaffirmed that their records indicated that I was involved in an accident on June 11th, 2025 (when I was 2,000 miles away). This is odd. She then informed me that the accident happened a state over from my previous address, while also driving a make and model of a vehicle I have never owned nor driven. There was obviously some mistake. I informed her of this, and asked how my name and information was obtained, and that's when the bombshell dropped. The other party involved stated that I exchanged information with them, and I provided MY NAME and MY PHONE NUMBER. Some mother fucker I know fraudulently gave my information after a wreck.

She wouldn't provide much information beyond that, so I have no idea who it was. I'm still not clear why they aren't trying to reach the driver who is attached to the license plate number, but here we are.

I do have an idea though. I think of my piece of shit, con artist, scheming motherfucking (my mother I guess) biological father (who I share a name with), and I have to imagine it's him. Only thing is, he has never owned the make and model of the car that the offender drove that day. I'm going to figure this shit out, if it's the last thing I do in this life.
 
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Keep us updated.

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Keep us updated.

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In a previous life, investigating fraud was a part of my daily duties. Thing is that I have almost no leads to go off of. I have started asking some family members if they are aware of anyone who happens to own the specific make and model of the car involved, but no hits yet. I have to be careful though, if "dad" catches wind of me asking around, he would quickly start covering his tracks, if he hasn't already done so.
 
It's entirely possible he had the vehicle somehow, I guess. That isn't for you to determine though. Has this already hit your credit or something? Why is this call happening a year later? Are you sure this number isn't lying to scare you into giving them money? Did it happen in a state where insurance is required? I don't see how simply giving a name makes you responsible for a wreck, because literally anyone could do that. Tell them to provide the police report, license ID, and VIN of the vehicle. Otherwise they can screw off
 
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They dont sound like theyre fucking at all...
Well they had to have at one point.
It's entirely possible he had the vehicle somehow, I guess. That isn't for you to determine though. Has this already hit your credit or something? Why is this call happening a year later? Are you sure this number isn't lying to scare you into giving them money? Did it happen in a state where insurance is required? I don't see how simply giving a name makes you responsible for a wreck, because literally anyone could do that. Tell them to provide the police report, license ID, and VIN of the vehicle. Otherwise they can screw off
They have been trying to reach me for a few months. As I stated, I ignore unknown calls from my old area codes as they are 99.999% spam. They didn't try to scare me or ask for money, the agent actually sounded convinced I was telling the truth and that they were going to file the other persons claim as "uninsured motorist". She let me go stating she didn't need anything else for me, so I don't believe I have to worry about litigation.

I'm more pissed off that someone would pull a stunt like that in the first place. Even if I could prove my innocence, it still would have big a huge hassle to have to deal with an insurance company coming after me for some money.
 
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