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The California Senate Just Passed Single-Payer Health Care

Sep 16, 2006
16,156
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Los Angeles
I get healthcare thru my work, so nothing.

You fucking dumbass.

How much does your work pay? Or do you think the premiums are magically fucking free?

If you don't know a fucking thing about your own healthcare then don't fucking talk.

VERY LIKELY, this tax is less than what your work already pays. Your work would be able to afford to pay you MORE.
 

Glendemonium

Member
Mar 14, 2015
1,846
6
345
Arizona
This is actually exciting, I'd love to move there but I don't think I can deal with the high COL, but if I get a good junior dev job there I would reconsider.
 

UrokeJoe

Member
Nov 30, 2007
6,553
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I'm guessing you have great health coverage?

I work for the City of San Francisco. I have GREAT health coverage, but man I'd rather have my relatives and friends and strangers who need it, have health care....if it means I have to give. (even my "Great" coverage)

Same. Employer paid, but yeah this is the kind of wealth I would like to share.
 

GoldenEye 007

Member
Jul 28, 2006
23,805
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The Big D
I feel like so many people don't see how much employer health insurance premiums are. More employers should put it on pay statements every pay cycle.
 

Hydrus

Member
Jun 24, 2014
3,586
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I'm guessing you have great health coverage?

I work for the City of San Francisco. I have GREAT health coverage, but man I'd rather have my relatives and friends and strangers who need it, have health care....if it means I have to give. (even my "Great" coverage)

I have decent health coverage, definitely not great. Don't get me wrong I definitely want to see something happen to help people, but not at the cost of a huge tax increase. If I had to pay over 20 percent more in taxes, I would be finished. I would have to pick up and leave this state, and so would many, many, others as well. What happens when a huge amount of people leave? Even more taxes for those who stay?
 
Sep 16, 2006
16,156
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Los Angeles
I have decent health coverage, definitely not great. Don't get me wrong I definitely want to see something happen to help people, but not at the cost of a huge tax increase. If I had to pay over 20 percent more in taxes, I would be finished. I would have to pick up and leave this state, and so would many, many, others as well. What happens when a huge amount of people leave? Even more taxes for those who stay?

How much does your employer pay? It's probably well over 20% of your pay.
 
Sep 19, 2015
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Single Payer is a dumb thing to put on a ballot. Shit's complicated.

Someone mentioned on this thread that this would have to be put on the ballot and voted by constituents if it gets signed by Brown. Not sure if that's really the case though.

I don't think it's dumb to put something on the ballot that's directly going to affect your taxes.
 

polyh3dron

Banned
Jan 14, 2007
41,957
3
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Los Angeles, CA
boom, fuck you GOP...

Would be cool if the fuckton of money my employer/union currently pays for my health care will come back to me to cover my health care taxes, but I guess I'm ok with only getting some of it.
 
Sep 16, 2006
16,156
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Los Angeles
Someone mentioned on this thread that this would have to be put on the ballot and voted by constituents if it gets signed by Brown. Not sure if that's really the case though.

I don't think it's dumb to put something on the ballot that's directly going to affect your taxes.

That's not the case.

Propositions are terrible for complicated policy. We elected these people for a reason.
 

Instro

Member
Jan 14, 2009
24,476
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California
I get healthcare thru my work, so nothing.

I also get healthcare through work, I still pay premiums per pay check plus various amounts for services until I hit my deductible. Are you saying your employee pays 100% of your healthcare costs? If so, where the fuck do you work cause I gotta roll.
 

UrokeJoe

Member
Nov 30, 2007
6,553
0
0
I have decent health coverage, definitely not great. Don't get me wrong I definitely want to see something happen to help people, but not at the cost of a huge tax increase. If I had to pay over 20 percent more in taxes, I would be finished. I would have to pick up and leave this state, and so would many, many, others as well. What happens when a huge amount of people leave? Even more taxes for those who stay?

Nobody is leaving California.
 

Hydrus

Member
Jun 24, 2014
3,586
1
0
You fucking dumbass.

How much does your work pay? Or do you think the premiums are magically fucking free?

If you don't know a fucking thing about your own healthcare then don't fucking talk.

VERY LIKELY, this tax is less than what your work already pays. Your work would be able to afford to pay you MORE.

Watch your language you immature douche. If you cant speak to someone like a normal person than enjoy your future ban.
 
Sep 16, 2006
16,156
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Los Angeles
Watch your language you immature douche. If you cant speak to someone like a normal person than enjoy your future ban.

Ok.

Then don't walk into a thread spouting shit you clearly don't show a solid understanding of.

For example, my last employer paid 1800 dollars in premiums for my PPO per month. I contributed 10 dollars a week on my paycheck. The payroll tax in exchange for that 24000 a year expense would be a huge boon for my bottom line, all things considered.

And there are bonuses down the line, greater competition for employees, since smaller business can afford to be more competitive with larger business directly leads to higher wages across the board.
 

superdeluxe

Member
Apr 27, 2008
5,903
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1,050
I feel like so many people don't see how much employer health insurance premiums are. More employers should put it on pay statements every pay cycle.


I pay a premium, but my employer pays a ton, it's clear as day, compared to others I am getting a freaking deal.
 

slit

Member
Jun 3, 2009
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960
I also get healthcare through work, I still pay premiums per pay check plus various amounts for services until I hit my deductible. Are you saying your employee pays 100% of your healthcare costs? If so, where the fuck do you work cause I gotta roll.

There are jobs where that is the case, where the employer picks up the entire tab for premiums. It's not common but not unheard of either.
 

GoldenEye 007

Member
Jul 28, 2006
23,805
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0
The Big D
I also get healthcare through work, I still pay premiums per pay check plus various amounts for services until I hit my deductible. Are you saying your employee pays 100% of your healthcare costs? If so, where the fuck do you work cause I gotta roll.
I used to work for a state agency in TX and my premiums were 100% paid by the employer. I had no premium out of pocket.

But of course they paid somewhat around $600 a month just for an individual PPO. So even if an employer covers all of the cost, they're still paying a crapton per month.

Which could be diverted into a government system as a massive funding source.
 

GoldenEye 007

Member
Jul 28, 2006
23,805
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The Big D
Oh, ok, so this will never materialize. Got it.
People cry about Democrats just bitching and not doing anything.

Well here is a massive example of trying to push real laws and actually govern. Even at a general disadvantage. Yes, let the GOP be the ones refusing a state the right to try to establish competent healthcare.
 

Hydrus

Member
Jun 24, 2014
3,586
1
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I also get healthcare through work, I still pay premiums per pay check plus various amounts for services until I hit my deductible. Are you saying your employee pays 100% of your healthcare costs? If so, where the fuck do you work cause I gotta roll.

I work for a school district. They pay my monthly premium. Nothing gets deducted from my pay check, except dental.

Ok.

Then don't walk into a thread spouting shit you clearly don't show a solid understanding of.

No. Now grow up.

are you a mod?

No, but people get banned for much less and someone like him is going to eventually. People don't have to act like there 12.
 

GoldenEye 007

Member
Jul 28, 2006
23,805
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0
The Big D
I work for a school district. They pay my monthly premium. Nothing gets deducted from my pay check, except dental.



No. Now grow up.
But there is still a large cost that is part of your benefits. That's still real money being paid. And it's probably at least 20% of your monthly salary. Is just your employer paying it.
 
Sep 16, 2006
16,156
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Los Angeles
No, but people get banned for much less. People don't have to act like there 12.

Sorry I got heated, but I am a cancer survivor, and being a cancer survivor and young in this country fucking sucks some serious fucking shit so I am not going to calm down for somebody walking in with an obvious lack of understanding how their own healthcare works.

Learn more about your own healthcare.

Find out how much your employer pays for your premiums, they legally have to tell you somewhere.
 

Instro

Member
Jan 14, 2009
24,476
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705
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California
I work for a school district. They pay my monthly premium. Nothing gets deducted from my pay check, except dental.

Ah that makes sense. Frankly you'd have good cause to request raises if your employer was picking up the tab already, or demand other monetary substitute. Perhaps in those cases the employer would just pick up the tax increase instead.
 

cakely

Member
Oct 3, 2013
7,422
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495
Chicago
It still has to pass the State Assembly.

I hope it passes, and I hope it works. Insuring everyone in the state of California, and putting all the private insurers in California out of business won't be a trivial task.
 

TaterTots

Banned
Jun 14, 2015
4,199
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Single payer and free college for all(like TN has) needs to be mandatory for all states. I'm going to be without healthcare for a whole year because a shitty company kept bullshitting and couldn't help.
 

kiunchbb

www.dictionary.com
Aug 6, 2009
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Combination of a pooling of Medicare and Medicaid money and a payroll tax. This tax is most likely less than what your employer is already paying in premiums for your coverage.

So again, working class is covering for what corporation should had been paying?
 

Yekshemesh

Member
Dec 25, 2013
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305
One of the plans have a 2.3% sales tax increase, seems like that would hurt poorer families

Having no health insurance hurts much more. Ask any poor family if they would rather have single payer health insurance or pay 2.3% more sale taxes. I guarantee they'd choose their health.
 

kiunchbb

www.dictionary.com
Aug 6, 2009
5,785
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Huh? For people with employer healthcare, they're already paying 20-30% of one employee's salary monthly.

If government passed single-payer plans, employers will stop paying immediately, good luck asking your boss to give you a raise to cover the increase in taxes.
 

toddhunter

Member
Apr 14, 2010
22,300
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615
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Australia
It still has to pass the State Assembly.

I hope it passes, and I hope it works. Insuring everyone in the state of California, and putting all the private insurers in California out of business won't be a trivial task.

Looking at countries like Australia, that isn't the reality.

Yes you might be able to get your health needs met (a great thing). But removing the "if" doesn't remove the "when". There are limited doctors, surgeries etc and that means waiting lists to get anything done.

This is where private insurers still come in. If you have money you pay more so you can get better and more immediate cover. For example private rooms in a hospital, immediate elective surgery etc.
If anything this can help private insurers because they really only need to market to wealthier people who never use it. This in turn lowers the costs for the public cover.

If government passed single-payer plans, employers will stop paying immediately, good luck asking your boss to give you a raise to cover the increase in taxes.

This isn't too hard. It works.
 
Sep 19, 2015
2,991
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Single payer and free college for all(like TN has) needs to be mandatory for all states. I'm going to be without healthcare for a whole year because a shitty company kept bullshitting and couldn't help.

Since when does TN have single payer and free college? And no, it shouldn't be mandatory at all.

One of the plans have a 2.3% sales tax increase, seems like that would hurt poorer families

That's not a plan, it's just an analyst's estimate. The bill does not really say how they'll pay for it. That will have to be addressed. I think the 2.3% sales tax is severely underestimating the cost of such a thing.
 

GoldenEye 007

Member
Jul 28, 2006
23,805
0
0
The Big D
If government passed single-payer plans, employers will stop paying immediately, good luck asking your boss to give you a raise to cover the increase in taxes.
But you are saying what they should have been paying. And I'm pointing out they pay it now anyway.

For them, little would change if done correctly. They offer health insurance as a benefit. Instead of the check going to an insurance company, it would go to the government.

Probably a crapton easier to manage for them because it would be simply an equivalent percentage through an already existing infrastructure for collecting employment taxes.
 

Bebpo

Banned
Jun 7, 2004
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Orange County, CA
If this passes the state assembly, are people with individual plans in California going to be forced to lose their plans to change to this one, or is there an option to stay on existing plans?

Cause this stuff makes me nervous since I'm in California and my meds are like $100,000+ per year to stay alive, but I have an old grandfathered pre-obamacare private plan that keeps my maximum out of pocket at about $6,000 per year which I can afford (it's a pay a huge deductible at the start of each year, and monthly premiums, but then once the deductible is met all meds/doctors cost $0 for the rest of the year). I'm definitely concerned if I ever have to change plans because even a plan that had me paying 20% co-pay or something would be $20,000+ a year for me to stay alive.
 

Killthee

helped a brotha out on multiple separate occasions!
Jun 6, 2004
17,268
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If this passes the state assembly, are people with individual plans in California going to be forced to lose their plans to change to this one, or is there an option to stay on existing plans?

Cause this stuff makes me nervous since I'm in California and my meds are like $100,000+ per year to stay alive, but I have an old grandfathered pre-obamacare private plan that keeps my maximum out of pocket at about $6,000 per year which I can afford (it's a pay a huge deductible at the start of each year, and monthly premiums, but then once the deductible is met all meds/doctors cost $0 for the rest of the year). I'm definitely concerned if I ever have to change plans because even a plan that had me paying 20% co-pay or something would be $20,000+ a year for me to stay alive.
The new state plan would have no copays, deductibles, or premiums.

Would this affect how much I spend on healthcare?

No more co-pays, premiums or deductibles

But Californians would be hit with higher taxes
At this point, it’s hard to say. The existing language of the proposal does away with a lot of the financial burdens associated with the current healthcare system, such as premiums, deductibles and co-pays.

“When [patients] go to a provider, they won’t have to pay anything,” Lighty said. “They won’t get a bill from the insurance company after surgery. They won’t be told to pay thousands of dollars to get into an ambulance. All of that goes away.”

Average premiums for Californians who get insurance through an employer (as the majority of people in the state do) were just under $600 per month in 2016, according to the California Health Care Foundation — higher than the national average.

But the new system would not eliminate those costs entirely.

“If you’re paying for health insurance right now through healthcare premiums and cost-sharing, you’d end up paying instead through taxes,” said Micah Weinberg, president of the Bay Area Council Economic Institute. “There are some people who at the end of the day will end up paying more, others who will end up paying less.”

http://www.latimes.com/politics/la-pol-sac-single-payer-explainer-20170601-htmlstory.html