theusedversion
Member
Title says it all. Just recently checked my credit score and I have a 750 with Transunion. It was higher than I expected. I haven't checked it for a couple of years. I was a bit foolish with my credit when I was younger but it seems that is all in the past. So keep that in mind if you find yourself with a low score. You will eventually get out of it if you make your payments on time.
I have two cards and both are from Capitol One, one Mastercard and one cashback Visa. Capitol One has the free CreditWise app/site which shows your Transunion score. They even have a credit simulator where you can enter in different variables to see how it affects your score. According to their simulator, carrying a balance doesn't affect your score as much as you would think. But I have no idea how accurate it is. I carry balances on both of my cards but I'm hoping that I can get over that 800 mark once I get those paid off.
Curious how my score holds up to GAF. Do we have any perfect 850s out there? Only 0.5% of credit card holders ever make it there.
I have two cards and both are from Capitol One, one Mastercard and one cashback Visa. Capitol One has the free CreditWise app/site which shows your Transunion score. They even have a credit simulator where you can enter in different variables to see how it affects your score. According to their simulator, carrying a balance doesn't affect your score as much as you would think. But I have no idea how accurate it is. I carry balances on both of my cards but I'm hoping that I can get over that 800 mark once I get those paid off.
Curious how my score holds up to GAF. Do we have any perfect 850s out there? Only 0.5% of credit card holders ever make it there.