personally I dont think it should matter.
PS+ is fucking cheap, almost every year it is on sale for 30-40€/year, multiple times a year.
Now how many of people whom complain waste money to things like taxi/uber, restaurants, alcohol/drugs/smoking, bars/nightclubs, expensive food, multiple streaming services, paid cable tv, whatever? Like, unless they live like monks, they dont have the right to complain.
So, whom are these crybabies whom complain that they have hobby of gaming, but 30-60€/year is way too much to pay for a hobby?
Like, what the heck they are even playing? Same game for whole gen?
Because PS+ offers so many "free" games that unless gamer is some fifa-autists and never plays anything else, the chance that there are multiple good games per year on the ps+ games is quite high.
If only thing they need is cloud saves, then they should just use USB backup for their saves.
It is simple, if you never play online, dont want ps+ games = use usb backup if you need it.
if you move between different consoles, like some of the ps+ games, play online = pay it.
PS+ offers tons of features and really good games from time to time, I have had it since 2013 so I have HUGE library of games, so it is kind of like gamepass but much cheaper and bigger library.
PS+ is like under 3€/month on cheapest and if that is too much of money for a hobby, they should just change a hobby.