I suppose my account is a good example of how someone who doesn't have the VIP perks could do. I am a VIP (bought the LE), but I'm one of many that have the glitch where we didn't get (and still don't) most of our VIP perks. I do NOT get XP or the credits a VIP would. I literally get half what those without the glitch get.
Despite that, I still have quite a few cars in the short time I've played and a ton of money. In fact, I have some very expensive cars and have more money than what they gifted me still...despite buying multiple cars and upgrading them.
I also have cars that are eligible in nearly any category of the career already in the garage..granted, you only see a small sliver in my shots below.
There is NOTHING that feels like grinding to me, and I don't feel like I'm forced into any micro-transactions.
Being a father of two, and working 10-12 hour work days..I've only managed 7 HOURS and 22 Minutes of play time. This INCLUDES my daughter playing on my account (she's 6) and earning me nothing..
.
So here's what I have with basically 7 hours (probably less) of myself racing.
(forgive the crappy cell pics)
This is last night when I started up the game.
This is how much money I had when I started playing ($4,315,008)
This is last night when I stopped playing 12 minutes of racing later.
This how much money I had after racing for 12 minutes ($4, 357,850) $42, 842 more.
These are the categories I can race in (There are hundreds of events across the categories)
Here are some of the cars in my current garage after the little play time I've put in.
If Turn 10 was trying to Monetize the game to make a ton of cash...they're doing it wrong, lol. There's no pressure to pay for micro-transactions, and I have yet to race half the cars in my garage through a series or a category they qualify for. I don't see myself ever needing the 100 free tokens they give everyone (or the 1250 I didn't get due to the glitch).
They're working on the glitch and hopefully the patch in the coming week or so will get me up to speed where I'll be making even more money.
Anyway, I was just trying to show that even someone who doesn't get the LE perks...and who doesn't get to play a lot..should in no way ever need the tokens or Micro-transactions. I'd be happy if they removed them, but it in no way interferes with gameplay, obtaining cars, or racing events.