jadedm17
Member
Does anyone have any genuine tips for life everyone should know?
I'll start :
Recently I need a social security card or birth certificate for a new job - The social said up to 10 days so to help my mom ordered a birth certificate on rush order from me. Sadly her first website was a scam. (Protip 1 : Watch for (AD) next to Google searches.) After paying $100 for a rush order and realizing her mistake days later she then had to spend hours on the phone to be denied a refund. My advice?
Protip 2 : Gas and groceries are cash, everything else is CREDIT.
If you can utilize credit wisely and pay off your balance then you'll only have positives.
My Chase I've used for over 15 years and any issue I've had has been corrected within a 20 minute call. Game code didnt work? Refunded. Card duplicated and $500 stolen? Refunded. After this ordeal I realized I didnt pass on to my 67 yo mother information that would have saved her hours on the phone and $100 to a nonsense website. I know I'd have had that money right away.
(I also used this when I paid $300 to a Kickstarter as insurance, as again I'm sure to keep my happy they'd just refund me then deal with the issue themselves. Thankfully my Kickstarter I backed did get made.)
I'm found as a general rule that getting credit refunded is infinitely easier than cash.
Does anyone else have similar information to just help lead a better, easier life?
I'll start :
Recently I need a social security card or birth certificate for a new job - The social said up to 10 days so to help my mom ordered a birth certificate on rush order from me. Sadly her first website was a scam. (Protip 1 : Watch for (AD) next to Google searches.) After paying $100 for a rush order and realizing her mistake days later she then had to spend hours on the phone to be denied a refund. My advice?
Protip 2 : Gas and groceries are cash, everything else is CREDIT.
If you can utilize credit wisely and pay off your balance then you'll only have positives.
My Chase I've used for over 15 years and any issue I've had has been corrected within a 20 minute call. Game code didnt work? Refunded. Card duplicated and $500 stolen? Refunded. After this ordeal I realized I didnt pass on to my 67 yo mother information that would have saved her hours on the phone and $100 to a nonsense website. I know I'd have had that money right away.
(I also used this when I paid $300 to a Kickstarter as insurance, as again I'm sure to keep my happy they'd just refund me then deal with the issue themselves. Thankfully my Kickstarter I backed did get made.)
I'm found as a general rule that getting credit refunded is infinitely easier than cash.
Does anyone else have similar information to just help lead a better, easier life?
My social arrived exactly 10 days later, a full day before she finally got a real birth certificate, and barely in time to stop annoying my new boss. lol
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