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Twitch troll tries to donate $50k then chargeback as a prank. It ends bad.

Maximus P

Member
1) His Twitter has him posting pictures of thousands of dollars that he's won in casinos and talks about his frustration with them carding him. He also talks about how he could afford a Ferrari but it's dumb to put money into something that just loses value over time. He has money.

2) Twitch does not handle donation like YouTube Fan Funding does. You take your donations through 3rd party apps that basically just allow you to take PayPal transactionn without giving away all your personal information(there have been times where people have done donations to get the streamers address to send a SWAT team to their house by making prank calls to the streamers local law enforcement) Twitch really isn't involved.

3) His PayPal account is verified meaning the card holder him or maybe his parents went through the verification process(I have a verified account as well)

4) it's very hard to get rich steaming.

Thankyou.

I really am in the dark with Twitch. Ive been on there a few times and never really saw the point of watching other people game, and found it incredibly boring, and the chat....well, it was worse than the youtube comment section with people spamming emojis and no one was really talking or having any sort of conversation.

I just assumed that Twitch had some sort of say with how much could be donated.

I had a look at the guys twitter and he does seem to be quite carless with his cash and likes to brag, so its good to see Karma is in full force. I just hope that his parents arent the ones out of pocket for this becuase of their sons stupid decisions.
 

TalonJH

Member
Thankyou.

I really am in the dark with Twitch. Ive been on there a few times and never really saw the point of watching other people game, and found it incredibly boring, and the chat....well, it was worse than the youtube comment section with people spamming emojis and no one was really talking or having any sort of conversation.

I just assumed that Twitch had some sort of say with how much could be donated.

I had a look at the guys twitter and he does seem to be quite carless with his cash and likes to brag, so its good to see Karma is in full force. I just hope that his parents arent the ones out of pocket for this becuase of their sons stupid decisions.

No problem. Yeah, if I'm worried about anyone it's his parents if it is their money.
 

seat

Member
It's a shame doing something like this can't land you in prison. I hate that I have to share the planet with this man.

18-year-old man, not kid.
 

Yurikerr

This post isn't by me, it's by a guy with the same username as me.
What's this Overwatch banning thing?

Anyone? thanks in advance.

Those who are get cheating on Overwatch are being permabanned by Blizzard, no second chances.

There's some posters saying that it's too harsh.
 
Depends on where the money is. Is Paypal being used as go between for a bank? Get the bank to reject the charges. It's the banks choice, so...

And when the streamers refuse to pay it back?

The whole thing would be a mess of legalities. The guy "pranking" would lose. Nobody is going to side with a piece of shit like that.
 

JSoup

Banned
And when the streamers refuse to pay it back?

They get laughed at by both the bank and Paypal.
I can understand if people have never dealt with a bank to paypal/paypal to bank discrepancy before...I'd be willing to bet most of the users of this forum haven't....but to think matters like these are handled based on 'taking sides' and 'what's right' suggests a lack of understanding of even the basics of how financial institutions work.

Edit: Don't misunderstand me, though. Fuck that guy, let this be a lesson to him, regardless of if he gets out of it or not. But don't assume it's cut and dry because a bunch of streamers claim to be 'refund proof' and a bunch of GAFers are dancing around the bonfire.
 

ocean

Banned
Serious question, what does your credit score have to be to have a ~50 THOUSAND dollar credit line or possibly more...I think he did this in cash...I dont think he has any debt from this...

The only way this kid/young adult has 50k in credit is across more than a dozen credit cards because I doubt he has good enough credit to do it over a few at his age so Unlikely, or with a centurion card or a black card and let's face it you have to spend a minimum of 250,000 dollars yearly to qualify for one of those, and if he can do that well this is a raindrop in the ocean for him...

I think this guy/younger adult and his family are financially well off to begin with or at least he was...
You absolutely don't need a Centurion for a 50k limit.
 

hirokazu

Member
I'm not getting any info from th OP, but where does it show the guy trying to perform chargebacks on all the donations?

That said, if he did try to reverse all the donations, his Twitter only shows he is only reasonably well off enough to have money show and brag on the Internet. It could be extremely exaggerated, we don't know. To most people, losing $50k is a pretty significant hit, even if you're well off.
 

romulus91

Member
soooo this kid apparently lives near me haha

He committed fraud. He made a representation to people that, at least in Victoria, he will be estopped from rescinding from. The only thing that may save him is if the contractual terms of Paypal are in his favour (which i doubt and know nothing of).

Make an example of him if nothing more. Twitch streamers need to have a peace of mind when receiving large donations.

He asked for laughs, he got them. They asked for donations, they got them. Win win.
 

Ray Wonder

Founder of the Wounded Tagless Children
Are you a fan of participation trophies too? Sounds like a great teachable moment to me!

tf? There's a reason underage people get charged as underage people. This isn't the case here. I see he's 18, and I agree with what happened. Thanks though.
 
Twitch streamers need to have a peace of mind when receiving large donations.

You can donate a mere $30 and the streamer will incur a $20 chargeback fee regardless when someone decides it was a "mistake". Streamtip says you get any fees they incur. Twitch Alerts is the same.

This troll wanted max damage though. Waited a month or something hoping the poor streamer spent that money on something. So when the money is taken back it puts the poor streamer into the red (you know, minus numbers, into your overdraft - possibly past your authorized overderaft limit which would incur recurring fees). Possibly putting the poor streamer into a debt-death spiral of bank fees he/she can't climb out of.

There should be a time period for charge-back/refunds or whatever.

Paypal extended the chargeback statute of limitations to effectively indefinite... was 90 days before, but people have charged back over 180 days at this point.

He waited a month in hopes that they would spend it. If the steamer used any of that money, they have to pay that back including fees.

Imagine a school getting donated $10,000 for a new computer lab. They spend the money and a month later the person ask for the money back.

Sounds about right.
 
No, it's not semantics. You are twisting the words when you say she was saying they deserve to die. She's not saying they should die. She's saying they are fated to die and yes there is a difference. One says you want them to die. The other says it is a fact of life that they are going to die and there isn't an implication on whether you like that fact or not by the statement. You can hate the fact they are going to die and still say they are meant to die and not have he two sentiments conflict.

This makes me absolutely sick.

No child is fucking meant to die.
 

Zojirushi

Member
Had to think of the AGDQ/SGDQ streams. They collect and donate >1Mio every 6 months or so, do they suffer the same problem with charge backs?
 

Mendrox

Member
This makes me absolutely sick.

No child is fucking meant to die.

He is 18. He is not a fucking child.

Edit: Well at least in my country he wouldn't be. He deservs everything for doing that shit. Hopefuly they will keep that going for a long time till it gets resolved.
 
People worried about this kid:

His Twitter hints that he has very well off parents (his "first" birthday gift of the day was a $200 workout bench), and he's poking fun at his $1010/month payments for this little stunt. He talks about blowing $4000 like it's nothing.

So, yeah.

http://www.engadget.com/2016/06/08/paypal-wont-refund-twitch-troll/

Apparently he used his parents credit card. And since he's an adult they can't use the he was a minor excuse. The tweet was here: https://twitter.com/Archer21Anthony/status/683219713585844225

My sympathy for this kid has been officially flushed down the toilet.
 

spwolf

Member
There is 0% chance the streamer is keeping the money, money will be refunded through credit card company.

actually this likely started via cc company... he probably reported fraudulent charge, Paypal requested comment from streamers who got the donation. As soon as they sent proof of the guy being real donator, Paypal likely told the bank that it is fraudulent claim.

And yes, paypal will fight for the money, they do this all the time. Most other cc processing companies will automatically do the chargeback but not the Paypal.
 

WaterAstro

Member
Chargebacks can be a massive set back for streamers.

Sometimes it's an innocent mistake a kid takes a parents card and makes donations with sincerity to help the streamer, but this is just malicious and deserves punishment.
I never agreed with parents seeking litigation against Google or Apple or whatever because their kids bought thousands in microtransaction. You have to be a better parent.

Streamers are often advised to let their money sit in paypal for a month or more, so it would keep them safer for chargebacks where it would just cancel the transaction rather than taking money out of their pockets.
 
Here's an idea for the parents: basically strip away all internet access for him at home and make him work some kind of job (he probably doesn't have one if he goes around doing this kind of thing, does not know the value of money). Either full-time, or part-time if he is in school. Every single penny he makes will go towards payments for the debt he put the parents in.
 

K.Jack

Knowledge is power, guard it well
http://www.engadget.com/2016/06/08/paypal-wont-refund-twitch-troll/

Apparently he used his parents credit card. And since he's an adult they can't use the he was a minor excuse. The tweet was here: https://twitter.com/Archer21Anthony/status/683219713585844225

I just can't fathom why he thought the chargebacks would be approved, a full month after he did it. I mean, he was really, really attempting to fuck these people over.

Imagine if it had worked, and one of them had already used the money to pay their bills. They'd be fucked.

I feel bad for his parents, but they shouldn't enable him either. Mine would file charges against me with no hesitation.
 
They get laughed at by both the bank and Paypal.
I can understand if people have never dealt with a bank to paypal/paypal to bank discrepancy before...I'd be willing to bet most of the users of this forum haven't....but to think matters like these are handled based on 'taking sides' and 'what's right' suggests a lack of understanding of even the basics of how financial institutions work.

Edit: Don't misunderstand me, though. Fuck that guy, let this be a lesson to him, regardless of if he gets out of it or not. But don't assume it's cut and dry because a bunch of streamers claim to be 'refund proof' and a bunch of GAFers are dancing around the bonfire.

You make it sound like you've committed a few acts of fraud and made massive numbers of chargebacks in your day...
I kid
 

FireRises

Member
damn kid is ballin' to have the liquid cash to donate that amount of money in the first place, he probably doesn't give AF that he can't get it back (his parents will though).
 

antonz

Member
I just can't fathom why he thought the chargebacks would be approved, a full month after he did it. I mean, he was really, really attempting to fuck these people over.

Imagine if it had worked, and one of them had already used the money to pay their bills. They'd be fucked.

I feel bad for his parents, but they shouldn't enable him either. Mine would file charges against me with no hesitation.

He gambled on Paypal siding with him like they probably would in 95% of cases. Paypal has gone out of its way to make it so people who receive money from others for transactions etc. are extremely vulnerable up to 6 months after they receive the money.
 

MooMilk2929

Junior Member
I guess google cached his twitter, here's the tweet:

ThatTweet_zpsoq7qkdrg.png
0

Here's the cache:

http://98.139.236.92/search/srpcach..._&icp=1&.intl=us&sig=HLGYmAECqUqc5qoNFy7FHw--
 

JSoup

Banned
You make it sound like you've committed a few acts of fraud and made massive numbers of chargebacks in your day...
I kid

Ha~
I've had to make a few charge backs for this and that in the past, where I've been over charged by companies, could prove it, was basically laughed at and then had to learn how to properly defend myself. I actually learned a fair bit about protecting finances and how to battle aggressively belligerent companies.
 

Saintruski

Unconfirmed Member
Do people receive notices about chargebacks if the request is already denied?

Maybe there would be something along the lines of a notification, and something in the billing that there is a chargeback pending approval, pending chargeback, or pending investigation, or something along those lines.

...because if you think about it, its kind of a two way street, if what i said above does not exist in the procedure, and people get zero notification of any attempts at all, including after denial, then how did this story come to fruition in the first place other than blind accusations and shit internet detective work if the person who did it kept his mouth shut in the first place?

Kind of like, If a tree falls in a forest and no one is around to hear it, does it make a sound?


So this kid's donations may have been sincere?

looks that way yes
 
That would imply opening a legal process and the kid would be arrested.

Nah, that isn't how it works by any means.

And when the streamers refuse to pay it back?

The whole thing would be a mess of legalities. The guy "pranking" would lose. Nobody is going to side with a piece of shit like that.

Streamers wouldn't have a choice. That shit is handled on the bank's end. What he did was fucked up and dumb, but getting that money refunded wouldn't be some big legal headache via the bank in most cases. Hopefully, nothing pans out for him though.
 
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