We need just a better system all around. I don't think Obamacare was perfect by any means(though a lot of that also has to do with R's defanging the process and putting profits for coverage providers front and center which kind of defeats the purpose, profit driven healthcare and universal coverage cannot co-exist peacefully) I'm just concerned with the idea of blowing it all up versus fixing it and no faith in conservatives to actually replace anything regardless of what they say.
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Senate takes major step towards repealing Obamacare
- Thread starter massoluk
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shawnbuddy
Member
Her voice. Her voice was a little shrill some times.
That's what I figured.
Trump can't drop some of the options not related to reconciliation through executive order, can he?
So it's all whether or not the Dems cave or not? And we all expect them to cave?
ItWasMeantToBe19
Banned
I have no idea how this is going to proceed. There's many different paths. Three Republican Senators could cave and stop the defunding from happening because of the chaos it would bring, the defunding could happen and then the Dems just don't cave, lots can happen.
Tonight is not a binding vote. There's a lot of different possible futures for the ACA right now.
That scenario will almost certainly result in some serious shenanigans. Remember how Zika funding was tied up in a Planned Parenthood defunding amendment? Well, you ain't seen shit yet.
I understand. I, like many, am taking tonight as a bad sign for things to come. I'm trying to sort through this in my head.
Sorry if I came across as badgering.
shawnbuddy
Member
You may have noticed people spent a year saying things will never happen, then watching them happen. We're not in the land of rationality here. Also, how does guaranteed pre-existing coverage work without a mandate? The only way we could convince the insurance companies to cover the old and sick was to deliver them the young and healthy.
SaviourMK2
Member
Well, it's good to know people will be morally outraged by complaining on the internet instead of gathering and causing a scene at Senate and congress
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thepotatoman
Unconfirmed Member
Smoking and age was the only two things that counted as pre-existing conditions insurers could charge more for in the ACA. There was a lot of talk about adding weight as well, but it's a little hard to measure that fairly, since genetics plays some role there, even if not the most important role.
I'd say it's extremely likely that what counts for pre-existing conditions will change under the new plan, possibly to the point that it only counts for conditions that developed as a child or while covered by insurance. People that develop something without insurance will have to find charity or use the emergency room and then avoid paying the bills, transferring the costs to all the patients that do pay the bills.
That's the only way I've seen so far that you could say is "coverage for pre-existing conditions" without a premium death spiral, an even more socialist universal health care plan, or just doing obamacare again under a different name. I don't know if that would include weight or not.
The difference is in the UK, if you don't have health insurance you can still get treatment. In America you're literally fucked.
You realize that makes no sense right?
Are you simply against people having discussions regarding current news on an Internet forum?
Otherwise, how do you know that this won't be protested against?
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thepotatoman
Unconfirmed Member
Under obamacare, insurance providers can only set one base premium price, and then math defined by obamacare incorporates the person's age and smoking status to come up with the final price. No one could be denied for any reason, and everyone got the same exact benifits.
Before, they would have one very expensive plan that doesn't care about pre-existing conditions, or just offer you the same cheaper plan everyone else gets, but not covering the thing related to your pre-existing condition. Most people just got a normal plan and paid the full price for things related to their pre-existing condition.
Clinton made it so in group plans insurers have to start paying for any pre-existing conditions after 1 year of coverage, with the dynamics of group insurance plans softening the cost. In New York, they did the same for individual plans, but that made it have by far the highest premiums in the nation.
BreezyLimbo
Banned
GreenMonkey
Member
Keepimg those things while getting rid of the mandate is going to blow the costs through the roof.
Even with the mandate they weren't exactly well under control.
UnemployedVillain
Member
Hope you like paying significantly more
SpaceCadetKeon
Banned
Our First Stand: Save Health Care is one taking place in many states.
Fried Food
Banned
What does this mean, the insurance company can terminate your policy if you had a condition when you started the policy in the past?
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thepotatoman
Unconfirmed Member
They want to keep taking your premiums. They'll just stop paying for things related to your pre-existing conditions.
Not just yet. This was all procedural, setting the stage for what their bill will be. Which means there will be no guarantee that their future bill will have a clause protecting those with pre-existing conditions or will protect CHIP.
Honestly. they should. that is how Canada got its modern day health care system. Saskatchewan decided to do it one way and it was so popular that eventually all provinces joined in.
It's sad that Colorado voted 80% to not do single payer but it should not discourage other states to try. All it takes is one state.
The Republicans always seem very mobilized on every issue, even when it's aweful they are mobilized. When they were against gay marriage, they came out in droves at the supreme Court everyday to protest even when they knew they were getting owned.
The problem with the Democrats is always, lol look at those crazies protesting. Oh well turns on his Xbox or PS4.
The only advantage I can see is people who voted Trump waking up to what they did when they can't have their black lung or w/e covered. Perhaps thy will understand Republicans are not the good guys. But I'm not optimistic.
This is why voting democratic matters people. That protest vote you took against Hillary is going to hurt a lot of people, because this would've been vetoed with her in office.
To all those with a pre-existing condition: I'm sorry. Truly and to the deepest extent, I'm going to try to do everything I can to get these fuckers out ASAP. I hope you all can hold out until that happens, but 2-4 and maybe more years is a long time.
I encourage everyone else to do the same. Start at the state level, particularly if you have a conservative state legislator or governor, and especially if there is heavy gerrymandering. Democrats barely lost the generic house vote, yet are a vast minority, we need to change that.
This is why voting democratic matters people. That protest vote you took against Hillary is going to hurt a lot of people, because this would've been vetoed with her in office.
To all those with a pre-existing condition: I'm sorry. Truly and to the deepest extent, I'm going to try to do everything I can to get these fuckers out ASAP. I hope you all can hold out until that happens, but 2-4 and maybe more years is a long time.
I encourage everyone else to do the same. Start at the state level, particularly if you have a conservative state legislator or governor, and especially if there is heavy gerrymandering. Democrats barely lost the generic house vote, yet are a vast minority, we need to change that.
ItAintEasyBeinCheesy
it's 4th of July in my asshole
Well you've got your guns, what happened to "we need guns in case the government tries to...."
"We need guns in case the government tries to take away our *BLANK*." has been "We need guns in case the government tries to take away our guns." for a while.
Thatonemoor
Member
If pre-existing condition coverage is gone then my dad is fucked when it comes to paying for his hip replacement.
ItAintEasyBeinCheesy
it's 4th of July in my asshole
Ah well, they can shoot the cancer away.
Can't argue with the facts, nobody that's died from a gunshot has died from cancer.
Any condition you had before you were covered.
Get cover, 6 months later you find out you have cancer,doctor says the symptoms were probably there for a while even if you didnt know, hurray! You're fucked.
If you could have had the sickness before your coverage started, it is a pre-existing condition. Please note this doesn't have to mean that you know you have the pre-existing condition.
Muppet of a Man
Member
"Fucked things up" is putting it in a way that is far too kind. If this winds up affecting my son's life negatively (he has ASD), they best go run and hide.
Okey so with Obamacare you're insured with pre-existing conditions also? With Trumps health care solution it will be gone?
War Peaceman
You're a big guy.
There is no replacement plan. There is no trump health care.
Muppet of a Man
Member
Meaning we will likely revert back to the high risk pool bullshit and be fucked (aka bankrupted).
Lol okey, has he promised anything about the healthcare in the election?
Haven't looked into it in a while (not American), but wasn't his plan to remove restrictions allowing Insurance sales interstate, saying that if every company has to compete with every other company across the country, prices will go down?
I don't think it works like that, just if you don't have insurance and you try to get it then you can't be denied because of any illness you had. I don't think if you have insurance and you get something you can be dropped by your insurance.
This.
People, call your senators. Call them and complain. Raise a shit storm. Call them every day. Call them until they listen.
http://www.senate.gov/senators/contact/
If they fail to listen, spearhead efforts to have them ousted.
Fantastapotamus
Wrong about commas, wrong about everything
Your health system is fucked america. Like, seriously.
I'm so sorry for all the people who will suffer because of this.
I'm so sorry for all the people who will suffer because of this.
Under ACA
The bolded tells me they will now be able to say "Fuck you, we don't need to cover that anymore, give us more money."
If the insurance company determines you hid a pre-existing condition, they'll absolutely drop you. There were cases of people being dropped because of an acne problem they had when they were fourteen. Prior to the ACA, things were very different.
If you changed jobs, they had to offer you insurance along with everyone else, but if you had a pre-existing condition, they wouldn't pay for anything on it for a year. So, if you have diabetes and you change jobs, for a year no coverage of your diabetes.
The worse problem was for people who didn't get their insurance in pools at jobs. Those people were often simply denied coverage, or quoted so high it was effectively a denial.
Don't get sick because you'll be paying way more than $200 a month.
I didn't realize it was that bad but I shouldn't be surprised that for profit companies could be like that.
DarknessTear
Banned
I have multiple sclerosis and of course it was preexisting. I'm fucked. Probably gonna end up crippled within the time it takes to fix this since my disease is so aggressive.
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