Yeah I don't understand why the female DRG AF set has that gaping armorless whole in the center. Perfect spot to have a spear shoved through your gut by the enemy.
Yeah, it is not a good look. Sexually dimorphic equipment is starting to become more and more common since YoshiP took over (at least, I'm assuming job artifact designs were only made around then).
Male dragoons have the sense to cover this stomach, while the female dragoons wear nearly the same thing but with the chainmail/texture beneath being cut out (it is literally the same otherwise). Female bards have no undershirt (or you can look at it like male bards having an undershirt when they shouldn't - IIRC YoshiP's avatar (a bard) wears a version without one). Race-specific gear is kind of a joke: male miqo'te look like adventurers with actual armor plating, while female miqo'te looks like something out of an Akihabara otaku store. They even applied that shit to Lightning (though they decided to frame it in a more exploitative fashion in screenshots). Lots of skirts and maximum cleavage vs pants (I found playing a female roe pretty annoying with boob physics). So many armor sets (such as some popular dungeon gear) give pants to males and hot skirts to females. With this in mind, they make these constant panty shots risque due to the underwear they gave female characters. Subligars are fine, because it is the same between sexes and there is no deceit about what the character is wearing, but panty shot skirts are staggeringly cliche and, by definition, exploitative. The coatee set was an uncharacteristically earlier addition that was particularly ugly about this.
YoshiP once said something along the lines "you can make your character cute, sexy, or cool", which is a nice approach in theory, but what these sexually dimorphic designs say about characters is that are different based on their sex and it is almost always the case in these differences that these female characters "decide" to be "sexy". To frame it like that makes it worse. It is not like you are making a character who is sexy (like what some people may complain about in a non-MMO), you are standardizing that all females must be like that.
FFXIV 1.0 was kind of a down-to-earth game with a lot of verisimilitude going for it (both in mechanics and aesthetics). A world with attention to detail (from plot to language). It still has a lot of that, even with more fantastical elements, but it seems the process of dipping back into the Japanese/anime fantasy it is picking up the perverted (and dare I say, dated) elements of in the creatives minds. It really clashes hard with everything they've set up. It should be YoshiP's job to keep the other Yoshida in check, but perhaps this all according to his plan.
I actually made a thread about this on the beta forums, but it got deleted after a few pages.